Why do they ask for bank statements at your review? Surley a p60 or your wageslips are sufficient. I might get told off cor having a sandwich from m&s or something. Also i sometimes get a little bonus from work once a year. Its about £400 after tax. Would i have to pay that to the iva? Thanks
They are looking for things like that bonus ( which, yes, should have been shared with your creditors under the 10% 50/50 rule, which is explained in your paperwork ) and also any unexplained injection of cash and that your DD's agree with your expenses (water, rent / mortgage, power etc). They are not concerned with whether you shop at M&S or Lidl.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
You are allowed to claim for meals at work regardless of where they come from.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Some firms like ourselves do not ask for bank statements as the details on earnings are found from your wage slips. How you spend your own money is your business.
