Hey jane14, there are some letters under the heading "template letters" on the left hand side of this forum. You can find an appropriate letter there and send that to each of your creditors. Good luck X
Also visit www.iva.com for reviews on similar situations and good experts to assist you. Good luck.
Last edited by David Mond on Tue Oct 14, 2008 8:04 pm, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.