Will I have to wait until IVA is completed to apply for debit card ?

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blueman7

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Post by blueman7 » Thu Mar 29, 2012 8:36 pm
Hi
I've paid through the 60 months(last November), and I'm currently just paying the last bit or arrears for extra income I have received, I should be completely finished by April (touch wood). Its been tough, but worth it in the end.
I have a basic bank account, but want a debit card so I can buy tickets and stuff on line. I am not after any kind of overdraft or credit (I'm not going there again).
Do you think I'll be able to approach my bank now, or will I have to wait until I receive completion documents?
Thanks
 
 

kazzafunk

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Post by kazzafunk » Thu Mar 29, 2012 8:41 pm
A lot of us have got debit cards with our accounts. I think banks over the years have allowed them.

I would definitely ask your bank for one, don't know what I would do without mine!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

kallis3

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Post by kallis3 » Thu Mar 29, 2012 8:47 pm
Hi blueman,

Which bank are you with? I think most of us have a debit card in one form or another now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

lem

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Post by lem » Thu Mar 29, 2012 8:51 pm
Yes I am surprised you haven't had one throughout your IVA, I have a full current account with a visa debit card with Lloyds, I don't know how I would manage if I just had to use cash only!
 
 

MelanieGiles

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Post by MelanieGiles » Fri Mar 30, 2012 1:36 am
Nothing wrong with having a debit card whilst you are in an IVA - it is not a form of credit at the end of the day, and is pretty essential these days in our non-cheque society.
Regards, Melanie Giles, Insolvency Practitioner
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