If Lloyds aren't one of your creditors you should be fine. I had an account with them when I was in an IVA and they were happy for me to keep it when I went BR.
WOW THANKYOU ALL YOU NICE PEOPLE THAT RESPOND SO QUICKLY X. I AM IN DEBT WITH INTELLIGENT FINANCE PART OF HALIFAX. WILL MY NEW LLOYDS ACCOUNT BE TERMINATED IF I DO IVA IM SO WORRIED !
HI ANDY THANKYOU FOR REPLYING. I HOPE YOU WOULD BE OK TO ANSWER AGAIN FOR ME. I AM SERIOUSLY CONSIDERING AN IVA. I MADE ENQUIRIES LAST WEEK TO OPEN A NEW CURRENT ACCOUNT (NEW BANK BECAUSE OF DEBT WITH ABBEY) WHAT IS WORRYING ME IS WILL LLOYDS LET ME KEEP THE CURRENT ACCOUNT ONCE I DO A IVA SORRY IF IT SOUNDS AS THOUGH ITS THE SAME QUESTION
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
IM SORRY FOR SOUNDING LIKE AN IDIOT BUT IVE BEEN HEARING ALL THIS STUFF ABOUT HBOS AND LLOYDS LINKING UP. I AM TERRIFIED OF TRYING TO MAKE A FRESH START AND THEN HALIFAX(ANOTHER CREDITOR OF MINE !) PLUNDERING THE ACCOUNT
LLOYDS MAY NOT WANT ME FOR THIS REASON AS THEY/THEY WILL OWN HBOS
Why not try another bank? Co-op are a good one, as are Nationwide.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
IT JUST GETS WORSE! I HAVENT OPENED A NEW BANK ACCOUNT FOR 10 YEARS MY PASSPORTS 2 YEARS EXPIRED, ITS 90 POUND OR SO FOR A NEW ONE- I DONT HAVE THAT. YOU NEED PASSPORT AS ID(I DONT DRIVE). LLOYDS SAID THEY WOULD ACCEPT BILL AND A REFERENCE LETTER IE FROM TEACHER, POLICE OFFICER AS ID THATS WHY IM STUCK. MAKES U FEEL DEPRESSED. THANX 4 REPLIES ALL DIDNT EXPECT EVEN ONE XX
I don't think it matters if your passport has expired or not. It's just the photo id they need. Did you ask them if that would be ok? My daughter takes her (expired) passport out with her when she goes out as proof of ID.
A reference from a professional person, unless they are a close friend, would probably cost you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
