Will partner's credit rating be dragged down by me

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browJam

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Post by browJam » Tue May 29, 2012 12:57 pm
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Hi All

I am 4 years into an IVA and live with my partner. We recently opened a joint bank account for some small business plans we had. It failed initially (no doubt because of my IVA) but Barclays allowed us to open a simple most basic account with just a cash card.

I am now looking through all my credit references with the 3 companies and see that I am 'linked (source barclays)' to my partner on CashCredit/Noddle.

Will this affect her credit rating in any way?

Thanks

James
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Michael Peoples

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Post by Michael Peoples » Tue May 29, 2012 1:04 pm
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It possibly could impact on her but any existing credit facilities will be fine. If she does have problems it is easily explained and should be nothing more serious than the odd hassle.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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MelanieGiles

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Post by MelanieGiles » Wed May 30, 2012 12:06 am
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She can always file a Notice of Disassociation with the referencing agencies assuming that you are not married.
Regards, Melanie Giles, Insolvency Practitioner
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