will the IVA still show up after 3 years ?

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Hattie

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Post by Hattie » Mon Jul 07, 2008 6:30 pm
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My IVA commenced in June 2006 and I was lucky enough to successfully complete it in Feb 2007, I no longer live at the same address. Once I have lived at the new address for 3 years will the IVA still show up if I apply for a new bank account with a debit card? I don't want to apply for credit, just have the luxury of being able to benefit from online shopping discounts by having the ability to use a debit card.
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LoneRanger

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Post by LoneRanger » Mon Jul 07, 2008 6:33 pm
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Im fairly certain it will stay on your file for 6 years from the date that the IVA was set up. Regardless of weather you move it would still show up
Steve.

IVA approved!
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indebtforever

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Post by indebtforever » Mon Jul 07, 2008 6:45 pm
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thats correct it stays on file from the start date for 6 years no matter when completed
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kallis3

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Post by kallis3 » Mon Jul 07, 2008 6:47 pm
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I thought though, that you only had to put down addresses for the past three years when you applied for credit?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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LoneRanger

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Post by LoneRanger » Mon Jul 07, 2008 7:16 pm
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doesnt matter, you will still be linked to all the other addresses for the past 6 years.

It will still bring up the fact that you are in an IVA
Steve.

IVA approved!
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LoneRanger

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Post by LoneRanger » Mon Jul 07, 2008 7:19 pm
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sorry i meant it will bring up that you were in an IVA.

Unfotuanatly there is no hiding from it until the 6 years is up. If what you say was the case then they may aswell say that an IVA will just be recorded for 3 years.

Not what you want to hear i know.
Steve.

IVA approved!
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Soulgrowth

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Post by Soulgrowth » Mon Jul 07, 2008 9:20 pm
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Hi Hattie ... I use my Cashplus, prepaid card (Mastercard) for buying online and all sorts of other things! I wouldn't be without it.

Debbie
Debbie
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