Blimey, you poor thing, you must be feeling so awful. Dont let them make you feel like this though, stuff em. I cannot believe they would kind of say youre being dishonest. Mans inhumanity to man, never ceases to amaze me. Thats on your record now and it stinks, how could they when youre honest enough to hold your hands up and tell them. When its obvious youre so down and beaten. I really feel for you but dont give up just now. You can get through this.
I would just forget the debts and the IVA for now and try to concentrate on you. May be you could retrain for something else, may be this is a wake up call for you to change your career, I dont know but I know what it is like to be totally down there, I lost my job too, not because of ignorant bosses who wouldnt know the cup of kindness if it smacked em so hard in the mush they bled. I mean they could have given a different reason, asked you to resign. Not driven nails in the coffin, the swines. We are all here for you and feel very bad for you, I hope that you can get through, one day at a time and start to see through the cloud and smile very soon.
So very sorry
lily