Finally back on the site, could not get my password sorted, anyways I did mention the t&c's and finally got a call from the supervisor to say they will be keeping part of my small inheritance, they still have to arrange a meeting with the creditors, also mentioned it could go to bankruptcy, but hope it won't .
Since all this happened this afternoon I checked my bank statement and have been given a one off bereavement payment of £2k, it came on the 18th the day after my last bank statement was issued, as I dint check my bank account often will I be in s lot of trouble now, should I just email Monday to inform them, when I email the other documents they need like widows pensions letter etc., then just pay it into the plan, as I'm worried I'll be in trouble otherwise.
I thought I had replied already so apologies if I did not. You need to speak with your IP and find out why a meeting has not been called already. A new I&E is a must and there is no reason why any of this money could not be excluded but creditors have to be asked. If your IP will not even call a meeting in line with the terms and conditions you should make a formal complaint.
Creditors are usually very sympathetic when there is a death or serious illness involved so I cannot understand why your IP will not just call a meeting.