wondering if the experts could give me an opinion

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Andrew Graveson

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Post by Andrew Graveson » Thu Nov 22, 2007 10:10 pm
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Hi Rupert,

I think the simplest advice would be not to enter an IVA that you cannot afford.

If there's a viable IVA option provided by a particular IP then you have an option. If you monitor the situation and it becomes clear that the HSBC hurdle rate has changed in your favour you could proceed with more confidence.

Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Last edited by Andrew Graveson on Thu Nov 22, 2007 10:11 pm, edited 1 time in total.
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk
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Adam Davies

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Post by Adam Davies » Thu Nov 22, 2007 10:10 pm
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Hi
If you can increase your disposible income then you can go with whoever you want to.
If you are stuck with £500 per month then I would approach ClearStart,a very large IVA provider.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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rupert.r

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Post by rupert.r » Thu Nov 22, 2007 10:16 pm
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Thanks, Andy. I'll get in touch with them and inform you of any developments!
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rupert.r

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Post by rupert.r » Fri Nov 23, 2007 3:01 pm
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Interesting to read this update, yet if you look at 'rattbags'posting concerning HSBC (today), he/she refers to the fact of HSBC being the main creditor and seemingly accepting a less than 40p in the £ proposal.
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Adam Davies

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Post by Adam Davies » Fri Nov 23, 2007 8:15 pm
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Hi adam
Can you expand on your experience of HSBS/TIX ???

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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