Where I work we don't have collections for birthdays. Some of us girs buy each other a present, but there is a ceiling of £10, so that isn't too bad, and because we are a small office, and not everyone does this, it is not a problem at the moment. Obviously if people get married we bung some money, but I think all our weddings have gone now. We don't tend to have much in the way of sickness collections either.
I do a lottery syndicate, but that's only £1 a week and you don't have to belong. It certainly doesn't add up to £50 per month, I would definetly draw the line at that.
The only other thing we do is provide cream cakes on our birthdays.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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