Tue Dec 14, 2021 5:21 amluluj wrote:
Just wanted to wish you the very best for your creditors meeting- here's hoping you are able to move forwards in the new year.
Thank you so much!
Spent until 2 last night looking up similar cases on the forum.
29th can't come soon enough.
I've done some research and calculations and I have seen that updraft don't usually vote. If that's the case, at the meeting natwest would hold 75.40% of the vote. So only technically need a vote from them for it to go ahead, am I right?
Sorry for the spamming, just checked that my supervisor is David Rankin and after googling him a bit I saw that he has has multiple sanctions over the past years. Is that to be expected for IPs?
You're not spamming and are right to be concerned. It does happen with some IP's but no idea how this will affect you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Tue Dec 14, 2021 5:37 pmkallis3 wrote:
You're not spamming and are right to be concerned. It does happen with some IP's but no idea how this will affect you.
In his proposal he does mention that he has regular dealings with the main creditors and the proposal respects their parameters.
Oh god I wish I could just fast forward to the 29th.
Is there anyway to find out if some creditors voted already or not?
They have until the 29th and do sometimes vote beforehand - you can ask your IP to let you know if anyone voted and they may tell you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Tue Dec 14, 2021 8:29 pmkallis3 wrote:
They have until the 29th and do sometimes vote beforehand - you can ask your IP to let you know if anyone voted and they may tell you.
Is it worth a shot or they just gonna dismiss me and say they can't disclose that?
Personally I would try to push it out your mind right now.
Whether they have voted or not at this point is irrelevant as they have until the 29th to do so and won't start to give a clear picture if outcome, even if the IP offers you some answers on voting ways.
Keep busy; plan some nice walks out with the family; trips out etc in the next 2 weeks.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
If they don't vote and your IVA goes through they are bound by it anyway. What percentage do they hold?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It will all depend on the creditors who vote on the day. Do any of your other creditors hold 75% of the debt?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Wed Dec 15, 2021 3:28 pmkallis3 wrote:
It will all depend on the creditors who vote on the day. Do any of your other creditors hold 75% of the debt?
If updraft does not vote then natwest will hold 75.40% of the vote apparently. Other debts are small compared to the loans. Got 1k with Amex, 1.5k with Aqua, 700 with capital one, 200 zopa, 200 vanquis, 300 klarna
Hopefully it will go your way - you're just going to have to wait and see and I have everything crossed for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Wed Dec 15, 2021 3:50 pmkallis3 wrote:
Hopefully it will go your way - you're just going to have to wait and see and I have everything crossed for you.
Thank you so much, I really appreciate the people on this forum.
