plasticdaft wrote:Will do, thanks again to everyone for their advise. It is very much appreciate and good luck to you all!
You need to sit down and work out what you actaully spend on rent/mortgage,insurance,food,gas,elect,council tax etc etc. Only then will you know what you can afford to put towards your iva a month. It is a tight budget and scarey prospect living without credit cards but you will get used to it very quickly.
Melanie and her team seen to have a very good reputation on here,may be worth having a chat about things with her,but feel free to shop around,as you will have to work with your IP for 5 years,so its worth making sure you find the right one to start with.
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