Is there any reason why you would want to cancel it?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Why are you looking to cancel so soon ?
You could allow it to fail but this would remain on your credit file for the full 6 years and creditors would start to claim interest on the full amount owed.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !