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susan40
Posts: 1 Joined: Wed Oct 15, 2008 8:29 pm
Would I still be able to use my Maestro card which has my salary on it? Because if I give up all my credit cards, I would need to pay bills when cash is not appropriate eg. by post?
Lisa2009
Posts: 5411 Joined: Thu Aug 16, 2007 12:17 pm
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If its a credit card you will not be able to use it. You will only be allowed a debit card. You could set up direct debits for your bills
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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You could also get a pre-paid cash card. I think that Cleardebt offer one of these, and for details you can go to David's website on his profile page.
Regards, Melanie Giles, Insolvency Practitioner
emma_t
Posts: 1833 Joined: Sat Sep 01, 2007 3:32 pm
Location: United Kingdom
I think maestro is a debit card, if it is, as others have said, it will be fine.
I have a visa debit card with my current acount and thats allowed as its not a credit card and i have no overdraft facility.
Loads of pre pay credit cards around you could look into also if you don't want to be without a credit card facility,
Be positive & look after yourself, there are more important things in life than debts....
Best Wishes
Emma x
Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pm
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Hi
If your bank accont that the Maestro card applies to is not one of your creditrs thenyou can keep it.
If it is a card that your wages are paid onto,i;e a pre paid card then again no problem
Regards
Andam Davies