Would just like to know where I stand as I thought it would all be over by now

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rince_w

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Post by rince_w » Wed Dec 23, 2015 3:22 pm
My Iva completed at the end of June, with the wash up period ending towards the end of September.

However, as of today, my practitioners still haven't paid out or sent me a completion letter.
I am now starting to receive ppi claim forms, which in i understand would have been assets inside the via, but now 6 months after it completed, is this still the case?
I've never signed authority for them to claim on my behalf, although their "sister" companies have sent letters asking for type them to do so on my behalf.

Just would like to know where I am standing in this as I thought it would be over by now and I could try and get my life back on track
 
 

kallis3

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Post by kallis3 » Wed Dec 23, 2015 3:48 pm
Hi,

You do need to speak to your IP to find out what is going on.

Which company are you with?
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rince_w

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Post by rince_w » Sun Dec 27, 2015 11:37 am
I have spoken to the ip, kingsgate, and have been told that they are on with it.
However I get the distinct impression I am being stalled.
And to that end, what I thought should have been over, 3 months ago, appears could go on forever.

Can they do this?

Just need to know where I stand before I try to tackle them again
 
 

daz6572

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Post by daz6572 » Sun Dec 27, 2015 11:59 am
I am with Kingsgate and my final payment to them was in August 2014, I only received my completion certificate on 24/12/2015. They put me through all the ppi claims etc and I just kept getting pushed to one side. I rang them every couple of weeks to find out what was happening and they always said the same thing... ppi claim! All I can suggest is keep phoning them and push for it.
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Shining

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Post by Shining » Sun Dec 27, 2015 10:19 pm
I'd definitely make a nuisance of myself with the company to try and hurry this along.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

luluj

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Post by luluj » Mon Dec 28, 2015 8:32 am
In my opinion this is totally unfair .. ppi should be claimed at the outset of an iva so that there is no reason to delay the closure process. It is a 5 or 6 year iva not a 7 or 8 as it stands for some people ..totally unfair.
I would be on the phone chasing every week and would not be taking no for an answer.
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Michael Peoples

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Post by Michael Peoples » Thu Dec 31, 2015 4:32 pm
Put the pressure on them and if necessary sign a deed of assignment. PPI should not hold up closure.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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