would my partner's IVA affect my credit rating?

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gailh

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Post by gailh » Tue Oct 28, 2008 9:35 am
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my partner and i do not currently live together. if we decide to live together and my partner takes an IVA, will my credit rating be affected because we live at the same address?
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Viki.W

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Post by Viki.W » Tue Oct 28, 2008 10:02 am
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Hey gailh, welcome to the forum. Your credit rating shouldn't be affected at all. You can send a letter of dis-association to the credit agencies, the letters are on their websites.
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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MelanieGiles

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Post by MelanieGiles » Tue Oct 28, 2008 10:03 am
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It should not be affected unless you are married.
Regards, Melanie Giles, Insolvency Practitioner
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gailh

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Post by gailh » Tue Oct 28, 2008 10:47 am
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many thanks for this info. puts my mind at rest. i was concerned given the current outlook on mortgages etc as i need to remortgage next spring.
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