would prefer to work with someone more personal

[wlb]

I am currently in a debt management with payplan but now need to go onto IVA as they would not include the arears from my fuel bills. I would prefer to work with someone reputable who are more personal and understand the trauma we are and going to experience with this, where do I find one?.

Also, my wife will also have to go into an IVA but she has received a court summons from Northern Rock, is she too late?

[123debtsolutions]

Hi

www.123debtsolutions.co.uk are a small company that dedicate time to each individual case. They specialise in situations such as the one you have detailed below.
If you give them a call and ask for Adam, he is a senior case worker he will no doubt offer you the best and most appropriate course of action.
Your wifes situation sounds a little more tricky but Adam will no doubt advise once he has gained a better understanding of the situation.

Regards
Lee

Lee
www.123debtsolutions.co.uk

[neverending]

It is not too late for your wife as an IP can apply for an interim order to protect her from legal action.Speak with two or three companies before committing to one and I would suggest using ones on this forum.
Good luck