Hi Grossof,
Welcome to the forum. No, in an IVA you will not lose your home. However, you will almost definitely have to remortgage in the fourth year to release any equity that you have at that time.
If you are wondering whether you would qualify for an IVA you can check this by entering your details into the Analyser at
www.IVA.com. Alternatively, please enter details on your debts (who you owe and how much) and someone will be able to advise.
Good luck with finding the right solution for you.
Kind regards,
Terry Balfour
IVA.com
IVA.com - The IVA Comparison Site
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