Yes

12 posts Page 1 of 1
Post Reply
 
 

mags5kids

User avatar
Posts: 11
Joined: Thu Mar 04, 2010 6:49 pm
Location:
Post by mags5kids » Wed Apr 07, 2010 10:06 pm
Quote
We had our meeting today and the only modification that was asked for was less money to debt free direct and more to the creditors. It doesn't affect our payments at all. I feel so relieved. We were prepared for bankruptcy if they said "no" but this is amazing. I know it will be tight for 5 years but I can see the future looking up already.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Wed Apr 07, 2010 10:18 pm
Quote
Excellent news Mags - congratulations.

Good luck, and keep posting so we know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Wed Apr 07, 2010 10:55 pm
Quote
Bad luck on DFD but well done to you! We IPs are having to live with creditors cutting our fees - one day there will be no IPs left in practice!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Thu Apr 08, 2010 7:39 am
Quote
Fab news Mags, enjoy your journey to debt freedom and may it be a smooth one x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom
Post by Julie » Thu Apr 08, 2010 7:43 am
Quote
Well done Mags xx
Top
 
 

millsy22

User avatar
Posts: 104
Joined: Tue Jan 05, 2010 1:42 pm
Location: United Kingdom
Post by millsy22 » Thu Apr 08, 2010 7:59 am
Quote
hi congratulations and all the best for a debt free future it is a slog but worth it in the end
Top
 
 

debtfree-wannabee

User avatar
Posts: 179
Joined: Sat Feb 06, 2010 11:40 am
Location: United Kingdom
Post by debtfree-wannabee » Thu Apr 08, 2010 8:47 am
Quote
Woohoo - congratulations Mags.

Good luck with your IVA years - Don't forget to have a celebration x
When I was younger I did what I knew - now I know better I do better!

Kath x
Top
 
 

Declan at DebtFreeDirect

User avatar
Posts: 1277
Joined: Wed Jul 15, 2009 10:44 pm
Location: United Kingdom
Post by Declan at DebtFreeDirect » Thu Apr 08, 2010 8:53 am
Quote
Hi Mags
Congratulations and well done.
Best of luck.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
Top
 
 

briggadeen

User avatar
Posts: 333
Joined: Thu Dec 10, 2009 9:24 pm
Location: United Kingdom
Post by briggadeen » Thu Apr 08, 2010 11:17 am
Quote
Congrats - the relief is overwhelming!
Top
 
 

mags5kids

User avatar
Posts: 11
Joined: Thu Mar 04, 2010 6:49 pm
Location:
Post by mags5kids » Fri Apr 09, 2010 10:03 pm
Quote
I'm over the moon. I'm a bit worried as the M.O.T is due on the car and bike next month and we haven't had a chance to save any money towards it. That would usually be a job for the credit card. Can we sell our car and replace it with another one while on an I.V.A or do we have to give over the money we get?
Top
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom
Post by Julie » Sat Apr 10, 2010 9:14 pm
Quote
Hi Mags,

You can sell your car but you'd probably have to put any profit into the IVA.
If you have any problems with the MOT just talk to your IP.

xx
Top
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
Post by Skippy » Sat Apr 10, 2010 10:57 pm
Quote
Sorry I'm a bit late Mags, but congratulations and good luck for the future xxx
Top
Post Reply
12 posts Page 1 of 1
Return to “IVA approved!”