5 starIVA Calculator - Do I qualify?

  • Write off 75% debts
  • From £80 a month
  • No setup fees

About us at IVA.co.uk


IVA.co.uk was formed in 2005 to help improve the understanding of IVAs for people in IVAs and for people considering an IVA. The main feature of the site is the very active forum which averages about 100 posts a day. The forum has over 600,000 posts from over 30,000 users.

Reviews for IVA.co.uk


IVA.co.uk has received universal positive feedback from banks, creditors, debtors and industry professionals. We have a 5 star average rating, you can see feedback from users by visiting our testimonials page.

Website Features

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs).

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 30,000 members and over 600,000 posts.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions. The IVA helpline is provided by sponsors.

There are also numerous articles and fact sheets, these were provided by sponsors and experts.

The above is provided as information only. IVA.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts.

IVA.co.uk Others: Contact us
IVA.co.uk Others: Debt Glossary
IVA.co.uk Others: Sponsors

Ask the IVA Experts a Question

Simply complete form and you will get an answer from our experts (multiple replies within an hour *)

* Any use of this IVA forum is conditional on you having read and agreed to our terms and conditions.

* If you enter your phone number, Vincent Bond and Co Ltd will give you a courtesy call to ensure that your question has been answered.

* The question will be posted on our forum, we will email you the location


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Important Information

IVA.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. With your permission they can connect you with authorised debt solution providers who can process an application for you

IVA.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years. Your assets and property could be at risk in some solutions. Conditions apply and each application will be subject to acceptance and eligibility.

Terms and conditions