Looking for a mortgage.

Get expert opinion. This is the place for new questions to be posted.
6 posts Page 1 of 1
Post Reply
 
 

mjr

User avatar
Posts: 2
Joined: Wed Aug 18, 2010 11:24 am
Post by mjr » Wed Sep 10, 2014 9:38 am
Quote
Hi. Just competed my 6 yr IVA and awaiting CoC. Have 40k equity in my current home and an 80K sole mortgage. Need to move as have boy and girl sharing a room. Can you recommend anyone that would consider me for a new mortgage, with my husband - joint income £84k. Looking at house at £152k. Do I have a hope in hell?
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Wed Sep 10, 2014 10:02 am
Quote
Hi and welcome

Use a mortgage broker, both Shaun and Ryan who post as experts on here can help

Good luck

Regards
Andam Davies
Top
 
 

Meash

User avatar
Posts: 76
Joined: Thu Aug 07, 2008 7:57 pm
Location: United Kingdom
Post by Meash » Wed Sep 10, 2014 12:04 pm
Quote
Do you have email details for them? I really want to get moving on this. Thanks
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Wed Sep 10, 2014 12:25 pm
Quote
Click here http://www.iva.co.uk/forum/forum_experts.asp
then scroll down the page to find their details.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:
Post by Michael Peoples » Thu Sep 11, 2014 9:12 am
Quote
It definitely sounds like a possibility and hopefully one of the experts can help.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
Top
 
 

Shaun Vickery

User avatar
Industry Expert
Posts: 940
Joined: Tue Feb 12, 2013 8:32 am
Location: United Kingdom
Post by Shaun Vickery » Thu Sep 11, 2014 9:56 am
Quote
Good Morning. Firstly congratulations on completing your IVA! Most people in your position are keen to review their position, having been unable to move or carry out repairs or improvements to their home for a number of years. The fact that you have previously had an IVA, in itself, won't prevent you from being able to secure a new mortgage but you will remain in a fairly narrow space for a few years. It's important to understand your overall position before it would be possible to say what is possible but it's certainly worth investigating.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.

For individual, confidential mortgage advice see my details under the IVA Experts or go to http://clients.theselectpartnership.co.uk/
Top
Post Reply
6 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”