Mortgage Query

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linzi1071

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Post by linzi1071 » Mon Jul 13, 2015 3:31 pm
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I am after advice on whether my partner and I are eligible to apply for a mortgage, and how I would find out how much we can lend? I am reluctant to approach a high street lender as I completed an IVA in June 2013, and feel it is likely we would be turned down. My partner and I both work full-time and currently rent through a private landlord. We do not have a substantial deposit towards a mortgage. Any advice is greatly appreciated.
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lifenoteasy

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Post by lifenoteasy » Mon Jul 13, 2015 3:34 pm
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Contact Ryan or Shaun (see http://www.iva.co.uk/forum/forum_experts.asp)
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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Foggy

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Post by Foggy » Mon Jul 13, 2015 5:16 pm
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As above, use the link and scroll down to the experts details section to find contact details.

Both Ryan and Shaun are whole of market brokers with experience in adverse credit applications.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Cleo76

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Post by Cleo76 » Mon Jul 13, 2015 5:30 pm
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Ryan has been great with us. I'd definitely recommend giving him a call.
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luluj

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Post by luluj » Mon Jul 13, 2015 9:02 pm
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Taking professional advice now will make things easier. Both Ryan and Shaun come highly recommended. Having used Ryan twice now he has been open and honest from the start and given sound advice
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Ryan

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Post by Ryan » Tue Jul 14, 2015 12:18 am
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Thanks guys, feeling the love today.

linzi1071 -
Very happy to look in to this for you if you want to get in touch directly.
You need to get this right from the outset and check all 3 credit files are all clear before apply to lenders who will not consider you
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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