IVA companies

> 99% IVA acceptance rate

> Senior debt consultant assigned to your case for life time of IVA. Focus is on excellent customer service.

> No call centres. You will have the personal numbers of your debt consultant.

> Web chat, Client login

Melanie Giles
National specialist in the field of personal insolvency.
Website: Forum expert profile

> Offer Free telephone advice

> IVA Enquiry form

> Free face to face meeting UK wid

Debt Free Direct
0800 954 5542 Expert on our forum:click for profile. Profile page on iva.co.uk: www.debtfreedirect.iva.co.uk	Debt Free Direct Free debt advice and solutions from the UK's leading provider of IVAs Website: Forum expert profile > Expert advice and solutions based on your individual circumstances > Reduce debts into one affordable, monthly payment > Let us deal with your creditors > Write off what you can?t afford to repay

The Debt Help Charity
0800 876 0 766 Website:www.debthelpcharity.com	The Debt Help Charity DIY Debt Management Charity that is free to use.Most debt management companies charge you 300 pounds and 15% a month fees. We are a registered charity and the service is completely free. Website: Forum expert profile > Complete a comprehensive analysis of your finance. > Calculate a fair payment to each of your creditors. > Use our legal template letters to reduce your payments to the amount you can afford. > Use our legal template letters to get rid of interest rates.

Other useful companies
www.cleardebt.co.uk A Debt Management Company and IVA company, who also regularly post on the forum.
www.cccs.co.uk - Funded by Creditors 'CCCS is a registered charity offering free, confidential advice and support to anyone who is worried about debt. Our free counselling and debt advice can help you get back in control of your money and on with your life.' www.citizensadvice.org.uk - Charity Run by Volunteers Citizens Advice website provides information about the service, how to get advice, our campaign and policy work, how to volunteer for the CAB service
www.payplan.com - Funded by Creditors Debt management and free confidential debt advice on resolving debt problems
Notes to IVA companies: If you would like to update your entry in the above list then please contact us. Specifically please provide the following information: How long you have been doing IVAs? Do you provide client login? Do you provide free initial advice? Do you provide online chat? What other resources do you provide to clients? How many IVAs you do per month on average? Would you also like to be an expert on our forum? (see here: Forum experts) If you are not on this list but you would like to be then please tell us! It is totally free.