5 starIVA Calculator - Do I qualify?

  • Write off 75% debts
  • From £80 a month
  • No setup fees
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Terms and Conditions - IVA Calculator on IVA.co.uk

These terms and conditions apply to the use of the IVA Calculator on IVA.co.uk. For full terms and conditions relating to IVA.co.uk please click here.

  • By using the IVA Calculator on this website you agree to be bound by the terms and conditions.
  • IVA.co.uk is owned and operated by Net121 Ltd. IVA.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts.
  • If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners/arrangers who will contact you and provide information on the debt solutions available to people in the UK. If you wish to proceed with an application for any of the solutions, they will then be able to connect you with an authorised solution provider.
  • The IVA Calculator information report is generic and does not constitute debt advice. The report assumes that the financial information you input is correct and the details displayed are based on this. We cannot guarantee the information report is specific to your situation as your financial information would need to be confirmed by a professional debt advisor first.
  • Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator; however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services
  • You must be over 18 years old to use the IVA Calculator.
  • If you wish to remove your personal data from IVA.co.uk and you can 'Opt out' by emailing enquiries@net121.com with your request.
  • We take time to ensure that the information displayed on this website is as accurate as possible, however IVA.co.uk does not provide debt advice. Before entering into any debt solution you should ensure that you have considered the implications and taken advice from a regulated debt solutions provider.

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* Any use of this IVA forum is conditional on you having read and agreed to our terms and conditions.

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* The question will be posted on our forum, we will email you the location

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Important Information

IVA.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. With your permission they can connect you with authorised debt solution providers who can process an application for you

IVA.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years. Your assets and property could be at risk in some solutions. Conditions apply and each application will be subject to acceptance and eligibility.

Terms and conditions