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Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
MISHANDLING of PPI after completed IVAMISHANDLING of PPI after completed IVA (by: Cloudy.45) 31 580
How realistic is a mortgageHow realistic is a mortgage (by: lesley) 20 2063
Will I be able to live in London at a considerably increased rent ?Will I be able to live in London at a considerably increased rent ? (by: Foggy) 4 28
My IVA completed in 2011. Can you please confirm the legalities of the Green v Wright case ?My IVA completed in 2011. Can you please confirm the legalities of the Green v Wright case ? (by: lesley) 49 3133
I am in the position to pay in full my IVA.  Company are talking about secured loan.I am in the position to pay in full my IVA. Company are talking about secured loan. (by: Solgar) 9 336
Hi, I have received a letter ... Is this a scam ?!Hi, I have received a letter ... Is this a scam ?! (by: lesley) 6 281
I cannot afford increase, tired of struggling, considering stopping the IVA.  What should I do ?I cannot afford increase, tired of struggling, considering stopping the IVA. What should I do ? (by: Lisa Thomas) 26 1146
Forum EtiquetteForum Etiquette (by: kallis3) 1 48
I am trying to get my debt under control but this has really confused me.I am trying to get my debt under control but this has really confused me. (by: Lisa Thomas) 4 186
Would it be possible for a cousin to pay a F&F for me due to my bad health ?Would it be possible for a cousin to pay a F&F for me due to my bad health ? (by: Lisa Thomas) 3 141
Will I keep some of the expected savings when I move in with my partner ?Will I keep some of the expected savings when I move in with my partner ? (by: Lisa Thomas) 3 231
McCambridge Duffy HelpMcCambridge Duffy Help (by: Lisa Thomas) 15 764
How long may it take until the meetingvoting of creditors is set up?How long may it take until the meetingvoting of creditors is set up? (by: Lisa Thomas) 8 280
Do I have to disclose that I have been diagnosed with AlzheimersDo I have to disclose that I have been diagnosed with Alzheimers (by: lifenoteasy) 5 406
A creditor is still sending a statement every monthA creditor is still sending a statement every month (by: kallis3) 3 203
Hi could somebody please advise me as Im really worried about my futureHi could somebody please advise me as Im really worried about my future (by: Garry.d) 13 708
Aperture full and final processAperture full and final process (by: Starry30) 19 1222
credit ratingcredit rating (by: Foggy) 3 250
Hello I need advice about a  company pensionHello I need advice about a company pension (by: kallis3) 39 2623
I am at my wits end for my Mum who seems to be worse off than before IVA.I am at my wits end for my Mum who seems to be worse off than before IVA. (by: size5) 4 709
F and F with payplanF and F with payplan (by: Lisa Thomas) 22 554
Should I keep on paying my creditors and never be debt free, or do an IVA ?Should I keep on paying my creditors and never be debt free, or do an IVA ? (by: Lisa Thomas) 5 458
Can my husband pay the 12 month extension in one lump ?Can my husband pay the 12 month extension in one lump ? (by: Lisa Thomas) 3 440
I have just paid my final payment (72). Will unsold timeshare extend IVA further ?I have just paid my final payment (72). Will unsold timeshare extend IVA further ? (by: Lisa Thomas) 6 584
We get letters that IVA is at risk as Kingsgate keep losing info. Advice please about F&F.We get letters that IVA is at risk as Kingsgate keep losing info. Advice please about F&F. (by: Lisa Thomas) 4 613
I have been thinking of doing an IVA but dont know how it will effect me, short and long term ?I have been thinking of doing an IVA but dont know how it will effect me, short and long term ? (by: Lisa Thomas) 15 852
I paid off my IVA after 2 years.  How do I stand with regards to getting a mortgage .I paid off my IVA after 2 years. How do I stand with regards to getting a mortgage . (by: luluj) 4 422
Credit Fix I&E formCredit Fix I&E form (by: kallis3) 8 407
Eversheds still defaulting meEversheds still defaulting me (by: kallis3) 10 444
RemortgagingRemortgaging (by: Foggy) 3 409
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Creditfix and ppiCreditfix and ppi (by: huddo64) 19 716
They think its all over...... it is now.....They think its all over...... it is now..... (by: MerlinL14) 5 125
First challenge after ivaFirst challenge after iva (by: Anna.21) 10 244
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: footiemad) 228 31056
iva acceptediva accepted (by: MerlinL14) 8 462
Where did the time go?Where did the time go? (by: Lisa Thomas) 12 569
8 months still waiting8 months still waiting (by: Lisa Thomas) 4 412
What are your top five ways to save money?What are your top five ways to save money? (by: Lisa Thomas) 159 30674
NervousNervous (by: lesley) 8 929
iva and savings account.iva and savings account. (by: footiemad) 6 518
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 149726
Blog of the week winnerBlog of the week winner (by: lesley) 900 138762
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 65682
IVA Process StartedIVA Process Started (by: Pennyless) 652 73511
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 34172
PJGPJG (by: ivamess) 424 46935
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 36728
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 37420
Love, strength and supportLove, strength and support (by: MrsKnight) 279 22726
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 18979

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.

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