Silver Blog of the Month – ‘The Other Side’, by Skippy Andy says: 'Skippy's long running blog has helped many and it's great to read that she has now been discharged'
Well on paper this had the makings of my best ever attended frugal friends meeting with fifteen people confirmed,and I wasn’t disappointed as all managed to attend.
Now I had changed the day for the meeting from the usual mid week slot to a Saturday eveing[thanks to Aguise for suggesting] and this was probabaly the [...]
I had the opportunity to interview Mark Simon this week.Mark is the Chief Executive Officer for Tuxedo money solutions based in London.The Tuxedo card is a pre paid card that can be used in the same way that a credit card can,without the danger of overspending and incurring costs,and is accepted in all the same [...]
I took the train upto Manchester Monday afternoon and was hoping for our best ever frugal friends turn out.My very first frugal friends had been in Manchester,same venue,some ten months before and I had one couple turn up.I was really keeping my fingers crossed that forum members Mr and Mrs Skint would come and I [...]
An IVA is an arrangement to settle debts within a fixed period of time normally 5 years. All
interest is frozen and after the end of the arrangement,
outstanding debt is written off. The arrangement is governed by
the Insolvency Act of 1986.
>What is an IVA click here to learn more
Further IVA points
A common misunderstanding is that people think undertaking an
IVA is like going Bankrupt. This is not the case. The IVA is
specifically designed to avoid the many issues and stigmas
surrounding Bankruptcy. For example, you will be able to borrow
in the future and take a mortgage. You will not be Blacklisted
for ever!
>Guide Pros and Cons IVA click here to learn more
Budgeting at christmas 
