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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Freeman Jones Complaint Full & Final SettlementFreeman Jones Complaint Full & Final Settlement (by: rainonthewindows) 24 1707
Its Gone!Its Gone! (by: Foggy) 5 69
Equity release interlocking IVAEquity release interlocking IVA (by: marathonman) 4 71
Waiting.........Waiting......... (by: Pap) 1 25
CF reviewsCF reviews (by: ridingthestorm) 40 802
Promotion QueryPromotion Query (by: sosilly) 10 335
Here we go again!Here we go again! (by: Foggy) 10 204
head in sandhead in sand (by: longslog101) 6 201
Question regarding pay increaseQuestion regarding pay increase (by: Foggy) 7 99
I am in an IVA my boiler has broke, I cannot afford one.  Struggling as it is, what can I do ?I am in an IVA my boiler has broke, I cannot afford one. Struggling as it is, what can I do ? (by: Jayne.pn) 5 158
Can I get my own house valuation?  I dont agree with IPs valuation.Can I get my own house valuation? I dont agree with IPs valuation. (by: MikeyM) 14 402
ppipjgppipjg (by: Michael Peoples) 8 350
Can I make an offer to end IVA ?  I am desperate to leave job, and suffering from depression.Can I make an offer to end IVA ? I am desperate to leave job, and suffering from depression. (by: Michael Peoples) 8 190
PPI after closure of IVAPPI after closure of IVA (by: Michael Peoples) 11 412
looking for some advicelooking for some advice (by: Michael Peoples) 4 197
How can my son get his money out of an account in my name but which I didnt use ?How can my son get his money out of an account in my name but which I didnt use ? (by: Foggy) 4 155
barclayscredit filesbarclayscredit files (by: Sharon.10) 8 768
Iva listings appearing on GoogleIva listings appearing on Google (by: MrsR) 200 6674
Last payment February 2014 with DFD. Despite countless calls and emails no certificate.Last payment February 2014 with DFD. Despite countless calls and emails no certificate. (by: Evette Everest) 6 433
Freeman Jones charged me PPI on top of monthly payments. Is this normal practice ?Freeman Jones charged me PPI on top of monthly payments. Is this normal practice ? (by: Steven Hewitt) 9 322
Quick question ?!Quick question ?! (by: mrsbee) 18 1027
What is the average completion time following final payment ?What is the average completion time following final payment ? (by: Sharon.10) 6 227
Letter Of Debt Recovery CompanyLetter Of Debt Recovery Company (by: lesley) 5 231
Credit file clean upCredit file clean up (by: Foggy) 2 474
Removing IVA from Credit FileRemoving IVA from Credit File (by: Foggy) 2 144
Is it possible to clear balance of debt in full after two years ?Is it possible to clear balance of debt in full after two years ? (by: Lisa Thomas) 4 189
Near the end of my 60 month term, disputing providers statement that we still owe substantial sumNear the end of my 60 month term, disputing providers statement that we still owe substantial sum (by: Lisa Thomas) 8 486
I am offering a full and final in the first year of my IVA.  Do you think it will be acceptable ?I am offering a full and final in the first year of my IVA. Do you think it will be acceptable ? (by: Lisa Thomas) 7 296
Mortgage ProvidersMortgage Providers (by: Foggy) 10 3397
Credit Fix: IVA EndCredit Fix: IVA End (by: lifenoteasy) 15 635
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
What is realWhat is real (by: footiemad) 7 62
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: annierose) 1 21
LLoyds After Iva Warning!LLoyds After Iva Warning! (by: Gina.gu) 11 632
First Year DoneFirst Year Done (by: Lisa Thomas) 9 434
iva and benifits.iva and benifits. (by: Lisa Thomas) 6 378
Freeman Jones completion CertificateFreeman Jones completion Certificate (by: relieved33) 6 169
Likes ?Likes ? (by: MerlinL14) 11 376
GT closures emailGT closures email (by: MerlinL14) 3 210
Saying hello...Saying hello... (by: Slowlygoingunder) 23 812
alleged payment arrearsalleged payment arrears (by: Struzzo39) 5 332
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 117817
Blog of the week winnerBlog of the week winner (by: relieved33) 886 119126
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 58628
IVA Process StartedIVA Process Started (by: Pennyless) 652 67692
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 29824
PJGPJG (by: ivamess) 424 35238
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 32753
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 34582
Love, strength and supportLove, strength and support (by: MrsKnight) 279 20754
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 15515

See Top 250 Posts
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Website Features
About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
Company Registration: 03834474
FCA Interim Permission Number: 629438
Data protection registration: Z3515403
Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.