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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Urgent advice needed .Urgent advice needed . (by: Slowlygoingunder) 23 3539
Try to release equity clauseTry to release equity clause (by: Indeep) 3 115
Last payment to IVA March after 7 long years. When do I check IVA is removed from records ?Last payment to IVA March after 7 long years. When do I check IVA is removed from records ? (by: Foggy) 2 33
I made it!I made it! (by: plasticdaft) 10 284
How long does it take to proceed with a settlement after the offer has been made ?How long does it take to proceed with a settlement after the offer has been made ? (by: Foggy) 2 69
I have not be contacted by IVA company for 4 years despite my phone calls.I have not be contacted by IVA company for 4 years despite my phone calls. (by: Foggy) 2 131
Not sure if I should accept new job. If my payments increase would my IVA end early ?Not sure if I should accept new job. If my payments increase would my IVA end early ? (by: Foggy) 5 111
To throw or not to throwTo throw or not to throw (by: Sharon.10) 26 700
Just wondered how long it takes to draft a variation document.Just wondered how long it takes to draft a variation document. (by: Steven1001) 7 222
Would it be possible to offer a full and final ?Would it be possible to offer a full and final ? (by: Foggy) 7 215
IVA CompleteIVA Complete (by: dand) 8 398
Bank accountBank account (by: Radish) 12 404
Why so long to close?Why so long to close? (by: Foggy) 7 229
I want to go for an IVA process.  Confused as to which company will be good for me.I want to go for an IVA process. Confused as to which company will be good for me. (by: lifenoteasy) 8 232
Creditfix reviewCreditfix review (by: grimswold) 7 290
Hello, we would be very grateful for any advice on how we can best pay off credit cardsHello, we would be very grateful for any advice on how we can best pay off credit cards (by: Andy Davie) 2 168
Can we keep PPI on a loan successfully paid off about 9 years before entering an IVA ?Can we keep PPI on a loan successfully paid off about 9 years before entering an IVA ? (by: Lisa Thomas) 10 572
Contact!Contact! (by: Lisa Thomas) 8 346
Do you tell your children about your Debt problems ?Do you tell your children about your Debt problems ? (by: Lisa Thomas) 9 292
Who gets what from PPI claim ? How much is eventually left for my creditors ?Who gets what from PPI claim ? How much is eventually left for my creditors ? (by: Foggy) 14 1577
Full & Final payment offer  GT resistanceFull & Final payment offer GT resistance (by: Foggy) 24 1590
Should I expect anything different in the final review ?Should I expect anything different in the final review ? (by: lesley) 6 383
Accepted :)Accepted :) (by: lesley) 27 724
Can anyone recommend an IVA friendly car insurance ?Can anyone recommend an IVA friendly car insurance ? (by: lesley) 15 1645
Hi  I just want know if you can move your IVA into another company ?Hi I just want know if you can move your IVA into another company ? (by: lifenoteasy) 5 198
Equity releaseEquity release (by: marathonman) 56 2732
Hi,I am in need of some financial advice regarding an IVA and moving houseHi,I am in need of some financial advice regarding an IVA and moving house (by: Foggy) 2 210
Can I get out of IVA as its proving to be causing me more stress ?Can I get out of IVA as its proving to be causing me more stress ? (by: Foggy) 2 279
My husband, who pays my IVA, is refusing to pay more now his wages have increasedMy husband, who pays my IVA, is refusing to pay more now his wages have increased (by: Foggy) 3 273
Proposed variation commentsProposed variation comments (by: Ike) 7 452
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Annual ReportAnnual Report (by: stepbystep) 10 176
Clydesdale Bank fined £20.7millionClydesdale Bank fined £20.7million (by: Foggy) 2 93
decisionsdecisions (by: lifenoteasy) 8 218
Creditfix unexpected chargesCreditfix unexpected charges (by: relieved33) 10 255
What is realWhat is real (by: luluj) 11 323
Did 5 years financial education workDid 5 years financial education work (by: MerlinL14) 16 714
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: annierose) 1 167
LLoyds After Iva Warning!LLoyds After Iva Warning! (by: Gina.gu) 11 812
First Year DoneFirst Year Done (by: Lisa Thomas) 9 549
iva and benifits.iva and benifits. (by: Lisa Thomas) 6 520
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 118478
Blog of the week winnerBlog of the week winner (by: relieved33) 886 119651
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 58801
IVA Process StartedIVA Process Started (by: Pennyless) 652 68019
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 29956
PJGPJG (by: ivamess) 424 35918
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 32952
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 34667
Love, strength and supportLove, strength and support (by: MrsKnight) 279 20839
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 15676

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.