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Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Iva acceptance?Iva acceptance? (by: Redrobin) 43 2058
I feel desperately for my parents, and would be grateful for any advice.I feel desperately for my parents, and would be grateful for any advice. (by: Saradk52) 1 44
Experian ReportExperian Report (by: Hoovermelon) 1 47
Default on credit fileDefault on credit file (by: lucy2158) 4 121
How do I complete a full and final with a pension without losing it all ?How do I complete a full and final with a pension without losing it all ? (by: Foggy) 2 92
A carer allowance doesnt give enough to live on and pay IVA .A carer allowance doesnt give enough to live on and pay IVA . (by: Foggy) 2 93
Hi.  How will change of job affect my IVA ?Hi. How will change of job affect my IVA ? (by: Foggy) 10 418
What would be a reasonable offer ?What would be a reasonable offer ? (by: Michael Peoples) 15 642
Completion CertificateCompletion Certificate (by: Lisa Thomas) 5 556
iva early finishiva early finish (by: Lisa Thomas) 4 153
I would like to pay off our IVA with a secured loan.I would like to pay off our IVA with a secured loan. (by: Lisa Thomas) 18 856
Need finance for a car, less than 3 years old, as company car replaced by monthly allowance.Need finance for a car, less than 3 years old, as company car replaced by monthly allowance. (by: Lisa Thomas) 4 292
How do I get more information about IVAs ?How do I get more information about IVAs ? (by: Lisa Thomas) 6 541
Remorgtage in final yearRemorgtage in final year (by: Lisa Thomas) 4 501
Credit reportCredit report (by: MerlinL14) 21 4469
I am in a dilemma. My partner wants to put me on mortgage deeds, but I am in an IVA.I am in a dilemma. My partner wants to put me on mortgage deeds, but I am in an IVA. (by: Shaun Vickery) 4 786
Hello,This is a question for Ryan.Hello,This is a question for Ryan. (by: Shaun Vickery) 5 406
What happens if we decline the offer by Select Partnership ? I fear an astronomical rateWhat happens if we decline the offer by Select Partnership ? I fear an astronomical rate (by: Michael Peoples) 4 483
Are these fees excessive ?Are these fees excessive ? (by: Foggy) 3 356
Barclaycard keep trying to contact meBarclaycard keep trying to contact me (by: kallis3) 8 485
Early Exit Loans .....Early Exit Loans ..... (by: luluj) 5 598
Experts;I would like to thank you. Whats the difference between a notice of completion and a CC?Experts;I would like to thank you. Whats the difference between a notice of completion and a CC? (by: Foggy) 6 778
If I cannot stay on interest only mortgage I cannot continue.  Devastating after 5 yearsIf I cannot stay on interest only mortgage I cannot continue. Devastating after 5 years (by: KAZZA) 106 18341
With 2 months left on my IVA, Ive just received forms for PPI. Why ?  Its worrying.With 2 months left on my IVA, Ive just received forms for PPI. Why ? Its worrying. (by: Foggy) 3 524
How does an IVA affect bank accounts ? Does my employer need to know of an IVA ?How does an IVA affect bank accounts ? Does my employer need to know of an IVA ? (by: Foggy) 9 762
Would this be likely to be accepted ?Would this be likely to be accepted ? (by: Foggy) 3 523
CreditFix and equity releaseCreditFix and equity release (by: kallis3) 71 4935
What is a variation and a F&F ?  What happens if we sell the house ?What is a variation and a F&F ? What happens if we sell the house ? (by: kallis3) 2 491
My creditors are still contacting meMy creditors are still contacting me (by: kallis3) 3 519
How much do people realstically have to live on in an IVA ?How much do people realstically have to live on in an IVA ? (by: kallis3) 14 1033
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Admin  Spam on forumAdmin Spam on forum (by: Foggy) 2 79
Post Of The MonthPost Of The Month (by: kallis3) 2 129
CreditfixCreditfix (by: Foggy) 4 209
On a wifi free holiday for the weekend !On a wifi free holiday for the weekend ! (by: plasticdaft) 3 253
Is 5 years a long time ?Is 5 years a long time ? (by: Foggy) 6 283
Full & FinalFull & Final (by: Shining) 5 275
Hassle free ways to save moneyHassle free ways to save money (by: nevillebunny) 3 411
Im strugglingIm struggling (by: Shining) 7 762
Received certificateReceived certificate (by: Shining) 5 462
Valuation ProcessValuation Process (by: kallis3) 5 469
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 156142
Blog of the week winnerBlog of the week winner (by: Shining) 900 141288
Diet & Fitness 2012Diet & Fitness 2012 (by: Shining) 880 66576
IVA Process StartedIVA Process Started (by: Pennyless) 652 74874
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 35105
PJGPJG (by: ivamess) 424 48495
201213 Footy predictions.201213 Footy predictions. (by: Shining) 409 37480
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 37973
Love, strength and supportLove, strength and support (by: MrsKnight) 279 23327
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 19814

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.

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