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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Credit file clean upCredit file clean up (by: Foggy) 1 12
Based on what you know now  IVA or BR?Based on what you know now IVA or BR? (by: abbiesmum2003) 7 77
Iva listings appearing on GoogleIva listings appearing on Google (by: Foggy) 72 1891
Pension Rule ChangesPension Rule Changes (by: Foggy) 12 2062
To celebrate finish, we are holidaying in Portugal, but have come unstuck in trying to hire a car.To celebrate finish, we are holidaying in Portugal, but have come unstuck in trying to hire a car. (by: Grayson.sc) 10 675
My wife is panicking at the constant flow of arrears letters. Completed IVA nearly two years ago.My wife is panicking at the constant flow of arrears letters. Completed IVA nearly two years ago. (by: Foggy) 2 59
Ppi rewardPpi reward (by: Jeano99) 3 146
Im about to start looking for an IP.  However I am dubious about how it will effect my partner.Im about to start looking for an IP. However I am dubious about how it will effect my partner. (by: Slowlygoingunder) 16 453
Creditfix questionsCreditfix questions (by: cypher) 12 260
ClearDebt and Mass VariationClearDebt and Mass Variation (by: Foggy) 7 222
Insolvency RegisterInsolvency Register (by: country girl) 4 302
Am I allowed to take a small lump sum from my pension when I reach 55 ?  Will this effect my IVA ?Am I allowed to take a small lump sum from my pension when I reach 55 ? Will this effect my IVA ? (by: Foggy) 2 132
Hi just looking for some advice concerning Grant THi just looking for some advice concerning Grant T (by: Lisa Thomas) 28 1100
barclayscredit filesbarclayscredit files (by: Lisa Thomas) 6 409
CC Today.CC Today. (by: Lisa Thomas) 6 172
My wife is considering a cleaning job and wondering if it is worth it.  How much would my IVA take ?My wife is considering a cleaning job and wondering if it is worth it. How much would my IVA take ? (by: Michael Peoples) 6 189
Car balloon payment paid by dad. How can I prove I am paying the money back to him ?Car balloon payment paid by dad. How can I prove I am paying the money back to him ? (by: Michael Peoples) 10 408
This is regarding a friends IVAThis is regarding a friends IVA (by: Lisa Thomas) 5 266
Will my husband get accepted for an individual mortgage ? Weve kept our finances separate.Will my husband get accepted for an individual mortgage ? Weve kept our finances separate. (by: Ryan) 4 228
Having a wobble...Having a wobble... (by: Slowlygoingunder) 24 777
Partner passed away January, without life insurance. Mortgage in his name. IVA in my namePartner passed away January, without life insurance. Mortgage in his name. IVA in my name (by: Kerrydw63) 9 461
Insolvency listInsolvency list (by: unhappygirl) 4 1277
What is the maximum time an IVA can last ?  Im worried that mine will never end.What is the maximum time an IVA can last ? Im worried that mine will never end. (by: Foggy) 2 248
CF F&F accepted!CF F&F accepted! (by: luluj) 15 1279
Creditfix ReviewCreditfix Review (by: abbiesmum2003) 25 1657
What are the rules about equity release when we both have an IVA .  My IP wont tell us !What are the rules about equity release when we both have an IVA . My IP wont tell us ! (by: abbiesmum2003) 6 200
If I sell my house is this IVA settlement likely to be acceptedIf I sell my house is this IVA settlement likely to be accepted (by: Lee.m) 8 393
So close...So close... (by: Imhotep) 4 689
Equity releaseEquity release (by: MrsR) 11 413
Iva finished April 2014. No certificate issued. Am I entitled to any of the refunded PPI ?Iva finished April 2014. No certificate issued. Am I entitled to any of the refunded PPI ? (by: Lisa Thomas) 6 846
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
LLoyds After Iva Warning!LLoyds After Iva Warning! (by: skint til payday) 10 551
First Year DoneFirst Year Done (by: Lisa Thomas) 9 401
iva and benifits.iva and benifits. (by: Lisa Thomas) 6 318
Freeman Jones completion CertificateFreeman Jones completion Certificate (by: relieved33) 6 133
Likes ?Likes ? (by: MerlinL14) 11 346
GT closures emailGT closures email (by: MerlinL14) 3 181
Saying hello...Saying hello... (by: Slowlygoingunder) 23 767
alleged payment arrearsalleged payment arrears (by: Struzzo39) 5 309
hellohello (by: seagulls) 7 419
Rising DampRising Damp (by: grimswold) 14 694
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 117651
Blog of the week winnerBlog of the week winner (by: relieved33) 886 118950
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 58600
IVA Process StartedIVA Process Started (by: Pennyless) 652 67600
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 29792
PJGPJG (by: ivamess) 424 35138
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 32697
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 34571
Love, strength and supportLove, strength and support (by: MrsKnight) 279 20744
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 15487

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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Website Features
About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.