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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Could I offer a lump sum to end IVA ?Could I offer a lump sum to end IVA ? (by: lesley) 32 8272
Finnishing early restrictions?Finnishing early restrictions? (by: Foggy) 2 84
I am 64 and have just been made redundant.  I dont know what to do going forward.I am 64 and have just been made redundant. I dont know what to do going forward. (by: Foggy) 3 95
My husband took out IVA after starting divorce proceedingMy husband took out IVA after starting divorce proceeding (by: Foggy) 3 106
I would be grateful for advice on the process of clearing my IVAI would be grateful for advice on the process of clearing my IVA (by: Darrendm4) 10 821
Im just about to enter into an IVA and just want to know what to expect.Im just about to enter into an IVA and just want to know what to expect. (by: Foggy) 4 88
I entered into an IVA 3 months ago, and kept getting calls from a creditorI entered into an IVA 3 months ago, and kept getting calls from a creditor (by: Foggy) 3 83
Hi how likely is it that creditors accept a lump sum payment ?Hi how likely is it that creditors accept a lump sum payment ? (by: kallis3) 2 68
One of my creditors have put an Attachment of Earnings against me. IVA has been approved.One of my creditors have put an Attachment of Earnings against me. IVA has been approved. (by: Tonydg23) 23 1954
Has my wife had in effect a 6 year IVA ?Has my wife had in effect a 6 year IVA ? (by: lifenoteasy) 13 730
Hi, what is a lump sum IVA, and can I take a loan out to gift to my hubby ?Hi, what is a lump sum IVA, and can I take a loan out to gift to my hubby ? (by: iva virgin) 3 110
Looking for a good uk financial advisor for remortgage post IVALooking for a good uk financial advisor for remortgage post IVA (by: kallis3) 3 94
Please can somebody help me on a step by step basis to go bankrupt.Please can somebody help me on a step by step basis to go bankrupt. (by: Joanna.07) 18 2771
Hi, I have a few questions post IVAHi, I have a few questions post IVA (by: Foggy) 2 105
Hi there,  when you submit an IVA proposal do the banks cross check information ?Hi there, when you submit an IVA proposal do the banks cross check information ? (by: Foggy) 2 102
Hooray its over :)Hooray its over :) (by: stepbystep) 9 100
Is a DRO classed as bankruptcy ? if so it could affect my tenancy agreement.Is a DRO classed as bankruptcy ? if so it could affect my tenancy agreement. (by: Foggy) 5 168
2nd Payment Break2nd Payment Break (by: wannabedj) 4 307
How can money just go missing ? How can I complain or sue Aperture for negligence ?How can money just go missing ? How can I complain or sue Aperture for negligence ? (by: tonic6473) 8 430
Can we change to a DMP ?Can we change to a DMP ? (by: Lisa Thomas) 6 268
Hello Laura (DFD). Please could you look into info I sent about my husband s  death.Hello Laura (DFD). Please could you look into info I sent about my husband s death. (by: Lisa Thomas) 195 37587
Partner has moved back inPartner has moved back in (by: Lisa Thomas) 8 339
My daughter is scared that they will lose their home. I dont know what to advise them.My daughter is scared that they will lose their home. I dont know what to advise them. (by: Lisa Thomas) 7 769
Aperture seem to be advising me not to offer a F&F as the process could be long drawn out ?Aperture seem to be advising me not to offer a F&F as the process could be long drawn out ? (by: Lisa Thomas) 9 449
Why would creditors decline an IVA?Why would creditors decline an IVA? (by: Foggy) 2 224
Awaiting Proposal. How long does this usually take ?Awaiting Proposal. How long does this usually take ? (by: Lisa Thomas) 3 267
How do I get an update on the status of my IVA ?How do I get an update on the status of my IVA ? (by: Lisa Thomas) 3 269
Should I let sleeping dogs lie ? I have heard nothing since November 2015.Should I let sleeping dogs lie ? I have heard nothing since November 2015. (by: Lisa Thomas) 3 313
Defaults with Value  £Defaults with Value £ (by: Lisa Thomas) 5 194
Do I have to pay child maintenance with an IVA in place ?Do I have to pay child maintenance with an IVA in place ? (by: Lisa Thomas) 3 316
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
iva and savings account.iva and savings account. (by: footiemad) 6 271
Refused by VodaphoneRefused by Vodaphone (by: Foggy) 6 221
Where did the time go?Where did the time go? (by: esgt1967) 11 319
What are your top five ways to save money?What are your top five ways to save money? (by: lesley) 158 29859
8 months still waiting8 months still waiting (by: lesley) 3 189
default letters before iva approveddefault letters before iva approved (by: Phoenix51) 3 189
NervousNervous (by: lesley) 5 690
iva acceptediva accepted (by: Phoenix51) 5 229
Creditfix and ppiCreditfix and ppi (by: lesley) 9 277
Banking in an IVABanking in an IVA (by: gallifrey) 11 725
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 146129
Blog of the week winnerBlog of the week winner (by: lesley) 900 138196
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 65450
IVA Process StartedIVA Process Started (by: Pennyless) 652 73117
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 33934
PJGPJG (by: ivamess) 424 46487
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 36566
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 37264
Love, strength and supportLove, strength and support (by: MrsKnight) 279 22639
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 18756

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
Company Registration: 03834474
Data protection registration: Z3515403

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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.

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