Do you qualify
for an IVA?

Write off up to 70%
Ave write off 45%
Total Debt: £ Income (per M) £ Own home?
Yes
N
o
Creditors: Expenses (per M) £
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WELCOME TO IVA.co.uk
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LATEST IVA FORUM POSTS
  > Latest posts from our IVA forum

Top 20 Debt Questions from the IVA Forum
See the last 250 posts for Debt Questions
TitlePostsViews
hi i have a 14.000 loan with halifax and 16.000 o (by: MelanieGiles) 4 44
advice please (by: MelanieGiles) 5 70
I signed a protected trust deed three years ago (by: Andy Davie) 6 58
Car problems VERY stressed! (by: sstar2009) 8 89
At present am in an IVA and have been for 3 years (by: MelanieGiles) 20 465
IVA (by: MelanieGiles) 6 75
Career in Insolvency (by: lesley) 11 143
IVA Watchdog (by: lesley) 7 105
Any age limit for entering an IVA? (by: size5) 5 27
I am 18mths into my IVA. a change in circumstance (by: lesley) 4 62
i am 5 moonths into my iva, but was made redundant (by: noel) 3 43
My husband and I are about to offer a F&F payment (by: lesley) 5 60
overtime (by: lesley) 8 56
I currently have an IVA with Debt Free Direct (by: lesley) 3 74
Despression. hope Declan can help out (by: Julie) 66 2218
I am trying to sell my property (by: MelanieGiles) 3 50
Im a serving soldier in an IVA (by: Helen) 8 150
Im in an IVA for which I am in renegotiations (by: Helen) 5 86
IVA has been a complete nightmare (by: Helen) 3 127
my mortgage was 647 a month, now down to 490 (by: luluj) 4 74

Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Pets! (by: Skippy) 17 94
Good Friends & family (by: lesley) 44 306
The boiler saga continues.... (by: lesley) 14 95
Work (by: Skippy) 65 690
Ida Clare (by: Helen) 16 155
done so well then you get embarassd ! (by: Helen) 12 109
Answers at last (by: MrsKnight) 36 270
Record IVA figures (by: lesley) 18 175
young love! (by: kallis3) 42 285
Surveys (by: kallis3) 27 328

Top 10 News topics from the IVA Forum
See the last 250 posts for News topics
TitlePostsViews
IVA Process Started (by: lesley) 599 16404
Serious illness (by: lesley) 592 19095
weight loss forum chapter 2 :) (by: lesley) 408 8410
THRIFTY FRIENDS (PART 3) (by: kallis3) 340 8761
Frugal Friends Xmas party confirmed (by: Skippy) 337 7134
2010 Fat Fighters :) (by: kallis3) 312 2820
Almost there with plucking up the courage (by: kallis3) 285 21657
My creditors meeting is on Monday 7th September (by: Skippy) 200 6150
Spring is here, April weigh ins (by: Skippy) 197 10275
Good Morning Everyone (by: DebtDummy) 195 10476

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
BankruptcyHelp Hot Topics - BankruptcyHelp Most Viewed
 

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LATEST VIDEOS ON OUR TV CHANNEL
  > Most recent videos on our tv channel

Highlights of the Insolvency & Rescue Awards 2009.
Published:2009-11-04
Duration:2 mins 29 secs
The Insolvency & Rescue Awards 2009.

Tony Groom, K2 Partners, wins Turnaround Practitioner of Year
Published:2009-11-03
Duration:1 mins 56 secs
The Insolvency & Rescue Awards 2009.

Gill Hankey, The Bankruptcy Advisory Service, wins The Sabin Award
Published:2009-11-03
Duration:1 mins 39 secs
The Insolvency & Rescue Awards 2009.

Paul Allen, Deloitte, wins the Rising Star Award
Published:2009-11-03
Duration:2 mins 22 secs
The Insolvency & Rescue Awards 2009.

Lloyd Hinton, Tenon Recovery, wins the Insolvency Manager of Year
Published:2009-11-03
Duration:2 mins 1 secs
The Insolvency & Rescue Awards 2009.
 



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IVA GUIDES
  > Find out more about IVAs
All you need to know about IVAs
An IVA is an arrangement to settle debts within a fixed period of time normally 5 years. All interest is frozen and after the end of the arrangement, outstanding debt is written off. The arrangement is governed by the Insolvency Act of 1986.
>What is an IVA click here to learn more

Further IVA points
A common misunderstanding is that people think undertaking an IVA is like going Bankrupt. This is not the case. The IVA is specifically designed to avoid the many issues and stigmas surrounding Bankruptcy. For example, you will be able to borrow in the future and take a mortgage. You will not be Blacklisted for ever!
>Guide Pros and Cons IVA click here to learn more

For more information - read our IVA articles
>What is an IVA?
>Pros and cons of an IVA
>Debt Glossary

>Starting an IVA
>IVA faq
>IVA.co.uk Site Index


Want to start your IVA now?

First steps to start your IVA Got a question? click here to start an IVA

Simply post on our Debt Forum or fill in our IVA.co.uk contact us page

 

IVA CALCULATOR
Do you qualify
for an IVA?

Write off up to 70%
Ave write off 45%

Total Debt:
£
No of creditors:
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Monthly expenses:
£
Own home?
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Media Coverage

Sun
"£££s split one in two"
31-Jul-2009 - Print

Daily Mirror
"A-Z of Getting Out of Debt"
08-Apr-2009 - Print

Daily Mirror
"Debt Relief Orders"
08-Apr-2009 - Print

Credit Today
"Firms warned by OFT"
01-Aug-2008 - Print

Credit Today
"OFT targets debt solutions mis-selling"
06-Jun-2008 - Online
Free E-Books

Avoiding ID Theft
How to avoid ID theft
 

Parking Fines Guide
How to get parking fines refunded!
Bank Charges Guide
How to get all bank charges from the last 6 years refunded!
IVA & Debt Leaflet
Find out all the debt solutions that are available.

Budgeting at christmas
How to manage your finances at Christmas
 

Credit Repair Guide
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The Debt Penalty

Online documentary about debt.
The IVA Book
Get the IVA Book from Amazon or visit the official support site here
Read blogs from people doing IVAs:
IVA blog from Steve Hitchens