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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
I really have no idea where to obtain my IVA termination letterI really have no idea where to obtain my IVA termination letter (by: marchy41) 19 978
If I managed to pay off IVA,  would I be able to get a mortgage ?If I managed to pay off IVA, would I be able to get a mortgage ? (by: luluj) 3 109
Creditfix  A good news story about CC issueCreditfix A good news story about CC issue (by: ontheroad) 11 503
Explicit ConsentExplicit Consent (by: lifenoteasy) 14 629
12 payments made12 payments made (by: recovering) 37 6232
PPI after completionPPI after completion (by: lifenoteasy) 3 198
Can a family member take out a loan to pay off my IVA with a F&F settlement ?Can a family member take out a loan to pay off my IVA with a F&F settlement ? (by: MrsR) 3 284
Bank is pursuing me and fearing my indemnity will be worthless I would appreciated advice.Bank is pursuing me and fearing my indemnity will be worthless I would appreciated advice. (by: Andy Davie) 2 354
I am abroad and unable to pay IVA.  What should I do ?I am abroad and unable to pay IVA. What should I do ? (by: Andy Davie) 3 282
I cannot afford to extend IVA. My partner, who is not part of IVA has been made redundant.I cannot afford to extend IVA. My partner, who is not part of IVA has been made redundant. (by: Andy Davie) 3 269
IVA completed but property restriction remains. Now selling. Can creditors ask for more money ?IVA completed but property restriction remains. Now selling. Can creditors ask for more money ? (by: luluj) 3 375
Trying to get a response from GT for over 2 monthsTrying to get a response from GT for over 2 months (by: Foggy) 9 626
new job and credit checknew job and credit check (by: doritos) 6 630
Application to consolidate a secured loan with our mortgage rejected because of IVA.Application to consolidate a secured loan with our mortgage rejected because of IVA. (by: Michael Peoples) 4 465
tax rebatetax rebate (by: Michael Peoples) 28 1078
Month 54Month 54 (by: Eggs are ace) 15 514
What will happen ?  I took out a pay day loan, which has been paid off.What will happen ? I took out a pay day loan, which has been paid off. (by: Lisa Thomas) 5 489
GT confirmed they no longer had any interest in PPI claims. Suddenly they are pursuing claims.GT confirmed they no longer had any interest in PPI claims. Suddenly they are pursuing claims. (by: Lisa Thomas) 5 482
Hi everyone, this is my first post on here and was wondering if I could get some adviceHi everyone, this is my first post on here and was wondering if I could get some advice (by: Lisa Thomas) 24 1230
T&C Mass Variation CFT&C Mass Variation CF (by: recovering) 181 14055
A bit worriedA bit worried (by: jolou) 3 505
Calculating the statutory interest ?Calculating the statutory interest ? (by: Michael Peoples) 6 421
Promised percentage of PPI, nobody at GT can tell me when I will receive it.Promised percentage of PPI, nobody at GT can tell me when I will receive it. (by: marksam1) 6 521
F&F accepted. Now desperate to sell house.F&F accepted. Now desperate to sell house. (by: Foggy) 9 541
I have an IVA with Harrington Brooks.  I am in the process of selling my property.I have an IVA with Harrington Brooks. I am in the process of selling my property. (by: mompreneur) 6 519
Can I become a signatory on a charity bank account ? I have less than a year left on IVA.Can I become a signatory on a charity bank account ? I have less than a year left on IVA. (by: Foggy) 3 391
Loan up to 500£Loan up to 500£ (by: Lisa Thomas) 6 763
Can I apply for bankruptcy if I am currently in an IVA ?Can I apply for bankruptcy if I am currently in an IVA ? (by: Lisa Thomas) 4 463
Thank you for all your support.  Keep doing what you do, you are special people.Thank you for all your support. Keep doing what you do, you are special people. (by: Lisa Thomas) 3 421
My mum has passed away but her IVA has two payments leftMy mum has passed away but her IVA has two payments left (by: Lisa Thomas) 5 591
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Frugal FriendsFrugal Friends (by: luluj) 24 1056
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: plasticdaft) 219 22734
What to do on a wet weekendWhat to do on a wet weekend (by: luluj) 3 259
Creditfix unexpected chargesCreditfix unexpected charges (by: plasticdaft) 12 860
I must be getting closeI must be getting close (by: MerlinL14) 5 389
Jolly Hollyday .....Jolly Hollyday ..... (by: lesley) 7 426
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 401
LAST IVA PAYMENT NEXT MONTHLAST IVA PAYMENT NEXT MONTH (by: bombshell) 16 766
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: Lisa Thomas) 9 914
Salary increase in IVASalary increase in IVA (by: Foggy) 5 470
>
Top 10 News topics from the IVA Forum
See the last 250 posts for News topics
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 124033
Blog of the week winnerBlog of the week winner (by: lesley) 900 127698
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 62156
IVA Process StartedIVA Process Started (by: Pennyless) 652 69098
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 30982
PJGPJG (by: ivamess) 424 38623
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 33825
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 35146
Love, strength and supportLove, strength and support (by: MrsKnight) 279 21208
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 16334

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
BankruptcyHelp Hot Topics - BankruptcyHelp Most Viewed
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.

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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.