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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Completion certificateCompletion certificate (by: Steven1001) 5 140
Can outstanding court fines and a high court writ be included with an IVA ?Can outstanding court fines and a high court writ be included with an IVA ? (by: Foggy) 3 103
Ten years of living in debt has finally concluded.Ten years of living in debt has finally concluded. (by: Andy Davie) 5 276
Never heard from Money Plus after annual reviews.  Now they are issuing excess demandsNever heard from Money Plus after annual reviews. Now they are issuing excess demands (by: Andy Davie) 6 269
Can my iva company make me bankrupt ?Can my iva company make me bankrupt ? (by: Andy Davie) 3 121
Full and Final Process?Full and Final Process? (by: Andy Davie) 7 285
Credit ScoreCredit Score (by: Steven1001) 9 156
IVA started march 2012, CC July 2014. I have a healthy deposit, can I apply for a mortgage now ?IVA started march 2012, CC July 2014. I have a healthy deposit, can I apply for a mortgage now ? (by: Foggy) 2 100
Can I pay a settlement amount ?Can I pay a settlement amount ? (by: Foggy) 2 83
4th review done4th review done (by: susieq73) 5 245
Stepchange have overvalued my house. I am desperate for advice.Stepchange have overvalued my house. I am desperate for advice. (by: Steven1001) 10 437
Are my IVA people allowed to add a sixth year for not telling them I cashed in my endowment ?Are my IVA people allowed to add a sixth year for not telling them I cashed in my endowment ? (by: Foggy) 2 134
Down to my last 5 payments, not sure if  I will have to do another 12 months ?Down to my last 5 payments, not sure if I will have to do another 12 months ? (by: Foggy) 68 17734
What are the rules about equity release when we both have an IVA .  My IP wont tell us !What are the rules about equity release when we both have an IVA . My IP wont tell us ! (by: lifenoteasy) 38 3191
F&F meeting today...yikes!F&F meeting today...yikes! (by: worriedchick) 27 1017
My partner has terminal cancer and we are trying to sort out our financial affairs.My partner has terminal cancer and we are trying to sort out our financial affairs. (by: worriedchick) 4 244
F&F Accepted!F&F Accepted! (by: worriedchick) 9 243
Completion CertCompletion Cert (by: luluj) 7 478
Final payment made after 6 yearsFinal payment made after 6 years (by: nursecrippin) 8 329
Credit file query.Credit file query. (by: Steven1001) 9 606
F & F accepted :)F & F accepted :) (by: Steven1001) 13 776
Can my IVA company tell me to get a secured loan as Im unable to remortgage ?Can my IVA company tell me to get a secured loan as Im unable to remortgage ? (by: lifenoteasy) 4 226
I have just had my IVA terminated due to non compliance due to no fault of mine.I have just had my IVA terminated due to non compliance due to no fault of mine. (by: lifenoteasy) 3 247
Equity releaseEquity release (by: Foggy) 58 4412
Should I have been entitled to PPI interest ? I was with DFD.Should I have been entitled to PPI interest ? I was with DFD. (by: dawn20) 6 294
How can my friend get his CC if he has never sent back any expenditure review paperwork ?How can my friend get his CC if he has never sent back any expenditure review paperwork ? (by: tiva) 4 256
GT say I need to sign to allow yet another company to claim for PPI.  When will this hell stop ?GT say I need to sign to allow yet another company to claim for PPI. When will this hell stop ? (by: lifenoteasy) 4 245
FumingFuming (by: janjan) 10 679
Do I wait until review to let advisor know about bonus I have earned for completing probation ?Do I wait until review to let advisor know about bonus I have earned for completing probation ? (by: Foggy) 5 973
PPI and Completion CertificatePPI and Completion Certificate (by: Foggy) 3 946
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Jolly Hollyday .....Jolly Hollyday ..... (by: lesley) 7 190
I must be getting closeI must be getting close (by: Foggy) 4 105
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: country girl) 217 21512
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 178
LAST IVA PAYMENT NEXT MONTHLAST IVA PAYMENT NEXT MONTH (by: bombshell) 16 491
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: Lisa Thomas) 9 648
Salary increase in IVASalary increase in IVA (by: Foggy) 5 245
Frugal FriendsFrugal Friends (by: lesley) 16 608
Annual ReportAnnual Report (by: Lisa Thomas) 11 493
Did 5 years financial education workDid 5 years financial education work (by: welshwiz) 18 1066
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: lesley) 900 126444
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 122570
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 105312
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 73356
IVA Process StartedIVA Process Started (by: Pennyless) 652 68737
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 61707
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 55097
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 54383
Help!Help! (by: MelanieGiles) 7 53533
Mortgage in PrincipalMortgage in Principal (by: Irishrams) 116 50755

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.