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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Creditfix Amended T&Cs the calls have started!Creditfix Amended T&Cs the calls have started! (by: ridingthestorm) 22 770
How much to offer?How much to offer? (by: luluj) 7 89
PPI can I keep anything?PPI can I keep anything? (by: cjgirl) 5 117
Hi All Hoping someone can offer advice as I am confused about PPI and starting eBay business.Hi All Hoping someone can offer advice as I am confused about PPI and starting eBay business. (by: cjgirl) 6 951
variation updatevariation update (by: Nichola.70) 4 106
Credit fix: no sign of annual reviewCredit fix: no sign of annual review (by: Cleo76) 17 1013
What will happen to joint debts if I enter an IVA ?What will happen to joint debts if I enter an IVA ? (by: Foggy) 2 100
Will a potential landlord see I have an IVA ? Do they generally do credit checks ?Will a potential landlord see I have an IVA ? Do they generally do credit checks ? (by: Foggy) 2 74
After paying F&F 2 years early, do I still have to wait 6 years before the start to get a mortgage ?After paying F&F 2 years early, do I still have to wait 6 years before the start to get a mortgage ? (by: luluj) 5 194
My wife was recently awarded mobility allowance. Can we voluntarily terminate car HP ?My wife was recently awarded mobility allowance. Can we voluntarily terminate car HP ? (by: Doubleblow) 6 257
Is this variation by one of my creditors, in relation to overall deficit, within tolerance ?Is this variation by one of my creditors, in relation to overall deficit, within tolerance ? (by: Andy Davie) 3 120
Creditors meetingCreditors meeting (by: Melba) 24 367
Claiming PPI interest after completion certificate received ?Claiming PPI interest after completion certificate received ? (by: Peejayel) 7 229
Is it fair for DFD to now introduce new system to repay earlier 15% payment reductionsIs it fair for DFD to now introduce new system to repay earlier 15% payment reductions (by: Evette Everest) 4 137
Scottish IVA paid in full two years ago. When will credit rating improve enough to get a loan ?Scottish IVA paid in full two years ago. When will credit rating improve enough to get a loan ? (by: Foggy) 3 120
Urgent need to have bankruptcy charge lifted on my property. IVA completed in August.Urgent need to have bankruptcy charge lifted on my property. IVA completed in August. (by: Michael Peoples) 2 129
Could my potential bonus payments be offered to reduce the term of my IVA ?Could my potential bonus payments be offered to reduce the term of my IVA ? (by: dancer) 15 362
iva lengthiva length (by: nu4an) 5 190
Nothing is showing about us ever being in an IVA. Can banks still check ?Nothing is showing about us ever being in an IVA. Can banks still check ? (by: Foggy) 3 166
paying off ivapaying off iva (by: Foggy) 2 133
Can we do a joint IVA ?Can we do a joint IVA ? (by: Foggy) 3 147
Has anyone on here been turned down for an IVA ? I would appreciate any help you can give me.Has anyone on here been turned down for an IVA ? I would appreciate any help you can give me. (by: Foggy) 3 224
Creditfix Income and Expenditure formCreditfix Income and Expenditure form (by: hubert) 2 203
I cannot pay debt after failed IVAI cannot pay debt after failed IVA (by: Mari.02) 14 392
F & FF & F (by: Foggy) 20 579
What happens to PPI reclaimed after IVA completed with Grant Thornton ?What happens to PPI reclaimed after IVA completed with Grant Thornton ? (by: Foggy) 4 195
What information do I need for my first telephone appointment to set up an IVA ?What information do I need for my first telephone appointment to set up an IVA ? (by: seagulls) 5 264
Can a person who is in prison commence an IVA or bankruptcy ?Can a person who is in prison commence an IVA or bankruptcy ? (by: size5) 7 306
What now ?What now ? (by: Ryan) 7 400
Is this right?Is this right? (by: Andy Davie) 6 373
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Completion CertificateCompletion Certificate (by: Cleo76) 15 422
CreditfixCreditfix (by: lesley) 3 127
Last Payment.Last Payment. (by: lesley) 12 282
AvatarsAvatars (by: Garcks) 3 143
New card with previous creditor?New card with previous creditor? (by: skint til payday) 6 949
PPI  PJGPPI PJG (by: lesley) 4 206
Fair or not?Fair or not? (by: Peejayel) 7 452
RentingRenting (by: luluj) 5 655
freeman jones online valuationfreeman jones online valuation (by: Foggy) 6 329
last christmaslast christmas (by: relieved33) 9 439
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: relieved33) 886 114234
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 112524
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 101987
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 66421
IVA Process StartedIVA Process Started (by: Pennyless) 652 64232
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 57594
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 52879
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 48997
Help!Help! (by: MelanieGiles) 7 46506
Mortgage in PrincipalMortgage in Principal (by: Irishrams) 116 45737

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions affect credit ratings which record all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.