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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Hi everyone, this is my first post on here and was wondering if I could get some adviceHi everyone, this is my first post on here and was wondering if I could get some advice (by: molsta) 11 139
I really have no idea where to obtain my IVA termination letterI really have no idea where to obtain my IVA termination letter (by: Ryan) 14 353
Speedy CompletionSpeedy Completion (by: Foggy) 12 928
Hi, Can someone please confirm when my IVA is removed from my credit report ?Hi, Can someone please confirm when my IVA is removed from my credit report ? (by: James.n) 4 91
F + F PaymentF + F Payment (by: lordramlington) 7 256
Loan up to 500£Loan up to 500£ (by: Foggy) 2 103
I have joined the forums today but have been keen reader. I am struggling badly.I have joined the forums today but have been keen reader. I am struggling badly. (by: luluj) 4 219
Noddle credit checkNoddle credit check (by: Foggy) 14 1406
Would my possible bonus increase the amount I pay or satisfy my agreed amount ?Would my possible bonus increase the amount I pay or satisfy my agreed amount ? (by: Natasha.h) 11 206
We have one payment to make to our IVA after 72 months now face remortgaging question.We have one payment to make to our IVA after 72 months now face remortgaging question. (by: Foggy) 9 330
Defaults not recorded on credit fileDefaults not recorded on credit file (by: Foggy) 5 1110
My IVA ended in 2011 and received certificate. How do I stand with getting PPI refund ?My IVA ended in 2011 and received certificate. How do I stand with getting PPI refund ? (by: Foggy) 2 119
Will past IVA effect mortgage application ? I am really worried we will get rejected.Will past IVA effect mortgage application ? I am really worried we will get rejected. (by: Shaun Vickery) 5 439
f & ff & f (by: Lisa Thomas) 8 282
When I get to the end of my IVA is that it ? Does the debt finish ?When I get to the end of my IVA is that it ? Does the debt finish ? (by: Andy Davie) 4 235
Proposal to resume payments.Proposal to resume payments. (by: Hufflepuff) 12 598
cap questcap quest (by: Foggy) 5 248
T&C Mass Variation CFT&C Mass Variation CF (by: In 2 Deep) 179 11686
I am a foster carer,  can the money I receive for the children be regarded as disposable income ?I am a foster carer, can the money I receive for the children be regarded as disposable income ? (by: lifenoteasy) 3 296
Completion Certificate Harrington BrooksCompletion Certificate Harrington Brooks (by: linrog) 3 274
Extra income  earningsExtra income earnings (by: relieved33) 36 1728
if all PPI claims carried out were unsuccessful, why does IP still have hold after the fact ?if all PPI claims carried out were unsuccessful, why does IP still have hold after the fact ? (by: Foggy) 2 237
CAHOOTCAHOOT (by: Lisa Thomas) 4 1044
Is it normal that I cannot speak to IP at Harrington Brookes to discuss relocation options ?Is it normal that I cannot speak to IP at Harrington Brookes to discuss relocation options ? (by: achus007) 4 401
Reply from IVA company about equity doesnt make sense to me.Reply from IVA company about equity doesnt make sense to me. (by: Helen.k) 8 1276
Im in deep trouble. Harrington Brooks insist on increased payment as wife is not interested in IVA.Im in deep trouble. Harrington Brooks insist on increased payment as wife is not interested in IVA. (by: Foggy) 40 2910
Full & Final SettlementsFull & Final Settlements (by: Lisa.53) 28 1141
reduced tax creditsreduced tax credits (by: Foggy) 12 436
Payments completedPayments completed (by: bombshell) 10 468
Most disappointed by continued errors by DFDMost disappointed by continued errors by DFD (by: Lisa Thomas) 6 787
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Frugal FriendsFrugal Friends (by: luluj) 24 981
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: plasticdaft) 219 22623
What to do on a wet weekendWhat to do on a wet weekend (by: luluj) 3 236
Creditfix unexpected chargesCreditfix unexpected charges (by: plasticdaft) 12 839
I must be getting closeI must be getting close (by: MerlinL14) 5 363
Jolly Hollyday .....Jolly Hollyday ..... (by: lesley) 7 402
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 378
LAST IVA PAYMENT NEXT MONTHLAST IVA PAYMENT NEXT MONTH (by: bombshell) 16 730
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: Lisa Thomas) 9 890
Salary increase in IVASalary increase in IVA (by: Foggy) 5 444
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 123889
Blog of the week winnerBlog of the week winner (by: lesley) 900 127601
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 62105
IVA Process StartedIVA Process Started (by: Pennyless) 652 69061
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 30919
PJGPJG (by: ivamess) 424 38531
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 33775
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 35133
Love, strength and supportLove, strength and support (by: MrsKnight) 279 21192
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 16291

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.