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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
What happens to the equity if a house is sold due to the death of one of the applicants ?What happens to the equity if a house is sold due to the death of one of the applicants ? (by: Steve.sp) 1 26
Can I legally be a guarantor for my wife ? I am in my third year of an IVA.Can I legally be a guarantor for my wife ? I am in my third year of an IVA. (by: Foggy) 2 53
just notified that as property is untouchable IVA prolonged for 3 years.  Where do I stand legally ?just notified that as property is untouchable IVA prolonged for 3 years. Where do I stand legally ? (by: Foggy) 4 227
They are confusing the living day lights out of me. No clear answers about broadband & phoneThey are confusing the living day lights out of me. No clear answers about broadband & phone (by: Foggy) 3 68
Meeting of CreditorsMeeting of Creditors (by: lesley) 2 83
Looking for a mortgage lender.Looking for a mortgage lender. (by: luluj) 6 395
My debt is secured on the house. Can the bank force the sale of the house ?My debt is secured on the house. Can the bank force the sale of the house ? (by: Michael Peoples) 2 125
Will I be expected to pay for a further 12 months if I have no equity ?Will I be expected to pay for a further 12 months if I have no equity ? (by: Michael Peoples) 2 117
Hi all, I am not accustomed to this forum lark, however I have read some very sound advice..Hi all, I am not accustomed to this forum lark, however I have read some very sound advice.. (by: Andrew.p) 9 403
Down to my last 5 payments, not sure if  I will have to do another 12 months ?Down to my last 5 payments, not sure if I will have to do another 12 months ? (by: khorat) 36 8141
IVA terminated after variation refused. Should we enter into a new IVA ?IVA terminated after variation refused. Should we enter into a new IVA ? (by: Emma2772) 25 2026
i am very confused about the equity release clausei am very confused about the equity release clause (by: Michael Peoples) 4 217
My house is excluded in my IVA agreement. How will it effect me if I sell to downsize ?My house is excluded in my IVA agreement. How will it effect me if I sell to downsize ? (by: Michael Peoples) 5 268
Does the receipt of a review form in month 57 mean that my IVA wont finish at month 60 ?Does the receipt of a review form in month 57 mean that my IVA wont finish at month 60 ? (by: Andy Davie) 3 268
Looking for a mortgageLooking for a mortgage (by: Andy Davie) 2 132
First National Bank  Account SettledFirst National Bank Account Settled (by: Rock20) 3 269
Should my IVA end early now that sizeable PPI claims have been successfully made ?Should my IVA end early now that sizeable PPI claims have been successfully made ? (by: Foggy) 4 283
The clutch has gone on my car today. Can I take a months break on my mortgage ?The clutch has gone on my car today. Can I take a months break on my mortgage ? (by: kazzafunk) 7 548
IVA completed . . . or so I thought!!!IVA completed . . . or so I thought!!! (by: sturty999) 5 637
Im worried Im in month 57 and no one has mentioned anything about my property.Im worried Im in month 57 and no one has mentioned anything about my property. (by: dancer) 4 373
I have my CC.  Why does EIC need to contact CRA ? Grateful for advice from an expertI have my CC. Why does EIC need to contact CRA ? Grateful for advice from an expert (by: skint til payday) 5 1764
Question regarding the first IVA paymentQuestion regarding the first IVA payment (by: MarkH2) 5 372
Where do i find the list of things I can claim for expenses ?Where do i find the list of things I can claim for expenses ? (by: plasticdaft) 5 688
I acted as guarantor but now at my whits end as person is now on benefits, refusing to pay.I acted as guarantor but now at my whits end as person is now on benefits, refusing to pay. (by: Michael Peoples) 3 514
IVA want partners redundancy money but none left. Has now started new job. What do we do ?IVA want partners redundancy money but none left. Has now started new job. What do we do ? (by: Michael Peoples) 2 476
Equity in Finance (AGAIN!!)Equity in Finance (AGAIN!!) (by: Foggy) 14 970
Why have I been turned down for a car when my credit rating is good ?Why have I been turned down for a car when my credit rating is good ? (by: TzeKin) 5 537
Question on which Company to useQuestion on which Company to use (by: ashb) 30 4553
Used unexpected bonus to pay off loans from parents. What will happen ?Used unexpected bonus to pay off loans from parents. What will happen ? (by: Elaine.m) 6 580
Will PPI be counted as income ?  If it doesnt I wont have enough income. In dire straights.Will PPI be counted as income ? If it doesnt I wont have enough income. In dire straights. (by: Foggy) 2 472
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
EIC Leter of AuthorityEIC Leter of Authority (by: skint til payday) 6 484
Hypothetical questionHypothetical question (by: luluj) 4 151
DIVORCE  SEPERATEDIVORCE SEPERATE (by: Eliza) 3 117
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: luluj) 202 14323
Nearly thereNearly there (by: hugandkiss) 20 588
IVA approved!IVA approved! (by: Ruthlyn) 10 802
undecidedundecided (by: relieved33) 5 331
2 to go!2 to go! (by: relieved33) 7 379
EU wide Insolvency RegisterEU wide Insolvency Register (by: janp) 3 663
Thank you Forum!Thank you Forum! (by: luluj) 11 761
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 105667
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 56208
Blog of the week winnerBlog of the week winner (by: lesley) 869 101837
Footy predictions.Footy predictions. (by: Skippy) 839 56295
IVA Process StartedIVA Process Started (by: Pennyless) 652 56856
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 27755
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 30248
weight loss forum chapter 2 :)weight loss forum chapter 2 :) (by: lesley) 408 54538
THRIFTY FRIENDS (PART 3)THRIFTY FRIENDS (PART 3) (by: kallis3) 340 23032
Frugal Friends Xmas party confirmedFrugal Friends Xmas party confirmed (by: Skippy) 337 19987

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

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What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.