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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
I am concerned for my parents financial future. Can, should, they keep their house ?I am concerned for my parents financial future. Can, should, they keep their house ? (by: Andy Davie) 3 289
Help with my Ive review pleaseHelp with my Ive review please (by: Andy Davie) 2 137
Im in debt and dont know what to doIm in debt and dont know what to do (by: Andy Davie) 2 59
Queries about house shareQueries about house share (by: Andy Davie) 2 42
This is my first post.  Does anyone have any advice for me ?This is my first post. Does anyone have any advice for me ? (by: ordinarygirl123) 9 506
Do I have to pay my lump sum pension into my IVA ?Do I have to pay my lump sum pension into my IVA ? (by: Foggy) 8 1660
Credit file question please helpCredit file question please help (by: Foggy) 3 174
Finished IVA after 6 years May 2013. Waited 2 years for CC. Why cant I keep outstanding PPI ?Finished IVA after 6 years May 2013. Waited 2 years for CC. Why cant I keep outstanding PPI ? (by: Foggy) 3 177
Finished trust deed with Credit Fix who now tell me I have to pay for another 24 months.Finished trust deed with Credit Fix who now tell me I have to pay for another 24 months. (by: lifenoteasy) 6 218
Orange Cash shutting downOrange Cash shutting down (by: kallis3) 2 310
After paying first instalment of IVA, why did company I was in debt with take money ?After paying first instalment of IVA, why did company I was in debt with take money ? (by: kallis3) 2 186
Im so upset and in tears. I dont have the money that has been demanded.  What could happen ?Im so upset and in tears. I dont have the money that has been demanded. What could happen ? (by: kallis3) 10 436
Stunned!Stunned! (by: Radish) 10 543
Dear Panel, please could you advise where I stand with regards to short maternity leave.Dear Panel, please could you advise where I stand with regards to short maternity leave. (by: Foggy) 3 248
Should I sign PPI declaration and do I actually have a choice ?Should I sign PPI declaration and do I actually have a choice ? (by: Foggy) 4 241
Cleardebt, the joke its becomingCleardebt, the joke its becoming (by: lifenoteasy) 9 554
My husband had to buy a cheap run around car but never communicated this to IPMy husband had to buy a cheap run around car but never communicated this to IP (by: hubert) 6 429
Credit ReportCredit Report (by: Christabellesparkle) 14 525
If I have to pay extra 12 months will a lump sum be accepted. I dont have a year left in UK.If I have to pay extra 12 months will a lump sum be accepted. I dont have a year left in UK. (by: Foggy) 2 293
I completed my IVA 23 years ago. Who could I get a mortgage with ?I completed my IVA 23 years ago. Who could I get a mortgage with ? (by: Ryan) 5 403
Best bank account??Best bank account?? (by: lesley) 43 976
Is there anything I can do to speed up receipt of CC from DVD ?Is there anything I can do to speed up receipt of CC from DVD ? (by: Emma.cl) 4 381
Public Audit BureauPublic Audit Bureau (by: kallis3) 14 2215
Today Ive just found out that if I cant remortgage I will have to pay 12 more months.Today Ive just found out that if I cant remortgage I will have to pay 12 more months. (by: kallis3) 4 520
Defaults reported after IVA completed.Defaults reported after IVA completed. (by: Foggy) 3 317
Finished IVA March 2014, now looking to move.Finished IVA March 2014, now looking to move. (by: Ryan) 3 490
I have just completed my first year of payments but worried this was the wrong plan.I have just completed my first year of payments but worried this was the wrong plan. (by: Foggy) 4 422
A friend of mine has been told its got to be done over 6 years after initially saying 5 yearsA friend of mine has been told its got to be done over 6 years after initially saying 5 years (by: Foggy) 4 410
Feeling FrustratedFeeling Frustrated (by: longslog101) 22 2019
Should I call the police ?Should I call the police ? (by: longslog101) 18 1228
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Voluntary WorkVoluntary Work (by: lesley) 3 118
Frugal FriendsFrugal Friends (by: lesley) 29 1576
BlogsBlogs (by: podmoo) 4 219
Money saving codesMoney saving codes (by: lesley) 4 283
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: plasticdaft) 219 23442
What to do on a wet weekendWhat to do on a wet weekend (by: luluj) 3 414
Creditfix unexpected chargesCreditfix unexpected charges (by: plasticdaft) 12 1076
I must be getting closeI must be getting close (by: MerlinL14) 5 559
Jolly Hollyday .....Jolly Hollyday ..... (by: lesley) 7 607
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 546
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: lesley) 900 128768
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 125370
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 105899
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 88855
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 70320
IVA Process StartedIVA Process Started (by: Pennyless) 652 69465
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 62571
Help!Help! (by: MelanieGiles) 7 56089
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 54894
out of debt at lastout of debt at last (by: JSeal) 27 53909

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.