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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Full and Final....No idea where to startFull and Final....No idea where to start (by: thisusernameistaken) 3 218
Another worry off my mindAnother worry off my mind (by: thisusernameistaken) 7 206
what do you make of this. Creditfixwhat do you make of this. Creditfix (by: thisusernameistaken) 121 3415
Two years onTwo years on (by: luluj) 7 414
Is it possible to contact my creditors directly ?Is it possible to contact my creditors directly ? (by: kazzafunk) 3 111
Hi Guys, have had the most awful time trying to rent a new house.Hi Guys, have had the most awful time trying to rent a new house. (by: doritos) 3 190
My IVA practitioner has told me to seek legal, advice which I cant afford, about HMRC debt.My IVA practitioner has told me to seek legal, advice which I cant afford, about HMRC debt. (by: doritos) 2 108
FAO HarrysmumFAO Harrysmum (by: abbiesmum2003) 8 281
Equity in Interlocking IVAEquity in Interlocking IVA (by: harrysmummy78) 9 244
When my final payment is made in November 2015, can I take my lump sum pension ?When my final payment is made in November 2015, can I take my lump sum pension ? (by: Jill.k) 1 58
PPIPPI (by: ilikewatch) 3 137
Can I get a car to transport my 2 disabled children on finance, with them as the owner ?Can I get a car to transport my 2 disabled children on finance, with them as the owner ? (by: luluj) 4 159
Can money from mature endowment be taken after completion certificate received ?Can money from mature endowment be taken after completion certificate received ? (by: Andy Davie) 4 242
Travel CostsTravel Costs (by: Michael Peoples) 7 305
EIFEIF (by: marksam1) 9 396
If  the completion certificate has been issued, can the IVA company still claim any PPI ?If the completion certificate has been issued, can the IVA company still claim any PPI ? (by: Sharon.10) 3 130
Would I be allowed to join a sharesave scheme?Would I be allowed to join a sharesave scheme? (by: doritos) 43 2918
My daughter has offered to buy me a car and name me as main driver.  Will this affect my IVA ?My daughter has offered to buy me a car and name me as main driver. Will this affect my IVA ? (by: marksam1) 7 241
IVAs on the increaseIVAs on the increase (by: abbiesmum2003) 3 198
Can I pay into my IVA for an extra year rather than remortgage ?Can I pay into my IVA for an extra year rather than remortgage ? (by: luluj) 3 260
How long does an via run for by Law ?How long does an via run for by Law ? (by: doritos) 3 163
I need to know which bank will accept me ?I need to know which bank will accept me ? (by: lesley) 14 431
Im not a cheatIm not a cheat (by: wolvorob) 18 2750
I have signed agreement to new terms but DFD still withholding CC. Final payment August 2014.I have signed agreement to new terms but DFD still withholding CC. Final payment August 2014. (by: Tony.r) 5 265
OMG!!!OMG!!! (by: kravarran) 15 670
Offered a F&F payment November 2014. Still nothing back except empty promises from DFDOffered a F&F payment November 2014. Still nothing back except empty promises from DFD (by: Evette Everest) 2 187
F&F GuidanceF&F Guidance (by: vito) 6 245
Monthly instalmentsMonthly instalments (by: Arek) 5 284
What are our options ? Finance has been declined for car even with a letter from IP.What are our options ? Finance has been declined for car even with a letter from IP. (by: Michael Peoples) 2 234
Can somebody on IVA be a financial deputy for disabled unable to look after their own finance ?Can somebody on IVA be a financial deputy for disabled unable to look after their own finance ? (by: Michael Peoples) 4 269
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
completion certificate.completion certificate. (by: luluj) 8 114
New card with previous creditor?New card with previous creditor? (by: skint til payday) 14 1575
PJG  CreditfixPJG Creditfix (by: doritos) 5 65
Wow 15kWow 15k (by: shrews) 6 252
in the last yearin the last year (by: country girl) 16 448
want it overwant it over (by: Struzzo39) 9 186
PPI  PJGPPI PJG (by: sam9948) 7 681
IVa.co.uk notavailable at weekendsIVa.co.uk notavailable at weekends (by: plasticdaft) 5 273
Grant ThorntonGrant Thornton (by: jeffw) 3 241
GT. Had mymy call back.GT. Had mymy call back. (by: lesley) 3 247
>
Top 10 News topics from the IVA Forum
See the last 250 posts for News topics
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 114897
Blog of the week winnerBlog of the week winner (by: relieved33) 886 116549
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 58078
IVA Process StartedIVA Process Started (by: Pennyless) 652 65844
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 29372
PJGPJG (by: ivamess) 424 33235
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 31947
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 34309
Love, strength and supportLove, strength and support (by: MrsKnight) 279 20529
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 15054

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
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Website Features
About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
Company Registration: 03834474
FCA Interim Permission Number: 629438
Data protection registration: Z3515403
Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.