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Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
I own a second property which gives me an income. I do not work. How will IVA be affected ?I own a second property which gives me an income. I do not work. How will IVA be affected ? (by: luluj) 3 74
Chairmans reportChairmans report (by: luluj) 10 864
The end my FriendsYipeeeThe end my FriendsYipeee (by: luluj) 2 46
If I cannot stay on interest only mortgage I cannot continue.  Devastating after 5 yearsIf I cannot stay on interest only mortgage I cannot continue. Devastating after 5 years (by: KAZZA) 58 6830
Finnished!!!!!!!Finnished!!!!!!! (by: andrea1968) 21 992
I am in the final year of my IVA  and recently become a limited company.I am in the final year of my IVA and recently become a limited company. (by: kallis3) 2 76
YipeeeeeeeeeeeeeYipeeeeeeeeeeeee (by: kallis3) 18 1033
House Equity QuestionHouse Equity Question (by: Foggy) 11 817
Would any one recommend Creditfix ?Would any one recommend Creditfix ? (by: headbanger) 9 1084
I have made Stepchange a F&F offer from the sale of my house.I have made Stepchange a F&F offer from the sale of my house. (by: Daviddc53) 14 970
Will an IVA effect how much child maintenance I will be made to pay through the CMS ?Will an IVA effect how much child maintenance I will be made to pay through the CMS ? (by: Lisa Thomas) 4 892
Unable to afford to release any equity will a further 12 months definitely be an end ?Unable to afford to release any equity will a further 12 months definitely be an end ? (by: Lisa Thomas) 4 915
Extra money due at end of ivaExtra money due at end of iva (by: Lisa Thomas) 4 992
How long after the creditor meeting do creditors have to get in their claims ?How long after the creditor meeting do creditors have to get in their claims ? (by: Lisa Thomas) 3 984
When can I spend??When can I spend?? (by: Lisa Thomas) 7 1113
Hi, Im in to my 3rd year, is there any chance I can come out early ?Hi, Im in to my 3rd year, is there any chance I can come out early ? (by: Lisa Thomas) 4 927
This is my second post on this forum after all the great advice I received first time aroundThis is my second post on this forum after all the great advice I received first time around (by: Lisa Thomas) 5 204
adviceadvice (by: Lisa Thomas) 8 194
IP is saying they will write to my creditors unless I reconsider taking on a loan in lieu of equityIP is saying they will write to my creditors unless I reconsider taking on a loan in lieu of equity (by: Lisa Thomas) 10 379
Hi please help.  Am I going to have to rehome my pup ?Hi please help. Am I going to have to rehome my pup ? (by: relieved33) 14 364
Am I going to lose my house after keeping within the terms of the IVA for 5 years ?Am I going to lose my house after keeping within the terms of the IVA for 5 years ? (by: kallis3) 9 470
Can my IVA be extended to 84 months from 66 months without my knowledge ?Can my IVA be extended to 84 months from 66 months without my knowledge ? (by: Lisa Thomas) 5 243
When to apply for credit?When to apply for credit? (by: Lisa Thomas) 3 304
How have others overcome the fact that a remortgage will never be approved ?How have others overcome the fact that a remortgage will never be approved ? (by: Lisa Thomas) 10 1102
ALL DONE :)ALL DONE :) (by: Lisa Thomas) 6 491
Hi, I am struggling after separating from my wife. What offer should I make to settle IVA ?Hi, I am struggling after separating from my wife. What offer should I make to settle IVA ? (by: Lisa Thomas) 7 498
Could we make any claim for past 8 years of IVAs and bankruptcy ?Could we make any claim for past 8 years of IVAs and bankruptcy ? (by: Lisa Thomas) 5 866
What will happen when I reveal that I spent accident compensation on a holiday ?What will happen when I reveal that I spent accident compensation on a holiday ? (by: Lisa Thomas) 6 830
I am considering on terminating my iva and payingI am considering on terminating my iva and paying (by: Lisa Thomas) 6 878
In a six year IVA until April this year, how do I remove remaining 2 items from credit report ?In a six year IVA until April this year, how do I remove remaining 2 items from credit report ? (by: Lisa Thomas) 3 610
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Is 5 years a long time ?Is 5 years a long time ? (by: Foggy) 6 77
Full & FinalFull & Final (by: Shining) 5 105
Hassle free ways to save moneyHassle free ways to save money (by: nevillebunny) 3 277
Im strugglingIm struggling (by: Shining) 7 616
Received certificateReceived certificate (by: Shining) 5 295
Valuation ProcessValuation Process (by: kallis3) 5 312
60th Payment60th Payment (by: recovering) 11 640
Cars, who would have themCars, who would have them (by: watzki) 6 581
They think its all over...... it is now.....They think its all over...... it is now..... (by: kallis3) 7 661
Creditfix and ppiCreditfix and ppi (by: Lisa Thomas) 20 1496
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 195713
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 175220
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 154664
Waiting creditors meeting.Waiting creditors meeting. (by: luluj) 42 150154
Blog of the week winnerBlog of the week winner (by: Shining) 900 140780
out of debt at lastout of debt at last (by: JSeal) 27 132744
Creditors Meeting Tomorrow !!!  Accepted  !!!Creditors Meeting Tomorrow !!! Accepted !!! (by: MelanieGiles) 41 130994
IVA Approved!!!!!!!!IVA Approved!!!!!!!! (by: Shining) 44 116822
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 110981
Approved ??Approved ?? (by: MelanieGiles) 29 100714

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.

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