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Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Hello All. I have a question about charges on mortgage deedsHello All. I have a question about charges on mortgage deeds (by: ilikewatch) 8 329
Cleardebt, the joke its becomingCleardebt, the joke its becoming (by: stevef100) 31 1769
Credit ReportCredit Report (by: Christabellesparkle) 22 1101
I am in an IVA and in the process of selling an empty house.I am in an IVA and in the process of selling an empty house. (by: Eggs are ace) 4 117
I have been offered a job abroadI have been offered a job abroad (by: Foggy) 2 94
Finished!!!Finished!!! (by: footiemad) 9 211
How does f&f get agreed?How does f&f get agreed? (by: Foggy) 4 123
CC June 2015.  Why is GT sending PPI claims to accounts now closed ?CC June 2015. Why is GT sending PPI claims to accounts now closed ? (by: kallis3) 3 137
can l ask a questioncan l ask a question (by: jolou) 7 175
Hello, what happens once an IVA gets to 7 years?Hello, what happens once an IVA gets to 7 years? (by: Foggy) 2 125
How do I make a complaint ?How do I make a complaint ? (by: Foggy) 2 136
Month 54 equity releaseMonth 54 equity release (by: footiemad) 29 4510
Equity release timescalesEquity release timescales (by: Foggy) 13 1567
6 years are up November 2015. What mortgage options will be available ?6 years are up November 2015. What mortgage options will be available ? (by: kallis3) 3 134
I am in year 4 of an IVA (now with Creditfix).  Would we be able to change mortgage ?I am in year 4 of an IVA (now with Creditfix). Would we be able to change mortgage ? (by: hubert) 9 360
Hi there   Can I use some of my forthcoming pension to pay off IVA early ?Hi there Can I use some of my forthcoming pension to pay off IVA early ? (by: Foggy) 9 254
How long can an IVA last ? Can months just be added on ?How long can an IVA last ? Can months just be added on ? (by: Foggy) 2 181
If you settle your IVA early, are you able to apply for a mortgage straight away ?If you settle your IVA early, are you able to apply for a mortgage straight away ? (by: Foggy) 2 159
Could I enter an IVA ?  I work in the finance industry.Could I enter an IVA ? I work in the finance industry. (by: bombshell) 4 504
House ValuationHouse Valuation (by: Helen.k) 4 348
Told by IP it could take 16 weeks to get overpayment back. Can they do this ?Told by IP it could take 16 weeks to get overpayment back. Can they do this ? (by: Andy Davie) 7 274
Help with my Ive review pleaseHelp with my Ive review please (by: simon1883) 11 730
Credit rebuildingCredit rebuilding (by: kallis3) 5 214
What is an IVA?What is an IVA? (by: luluj) 5 412
How much money can be in account before IVA ?How much money can be in account before IVA ? (by: luluj) 6 459
AnnoyedAnnoyed (by: luluj) 6 494
Is this a breach to IVA which should be reported ?Is this a breach to IVA which should be reported ? (by: kallis3) 14 555
Over paymentOver payment (by: Ginger.666) 3 326
Can anyone tell me what is going on with my Council Tax ?Can anyone tell me what is going on with my Council Tax ? (by: lifenoteasy) 8 356
Hi. Both myself and my wife are in an IVA.  How will the equity question be decided ?Hi. Both myself and my wife are in an IVA. How will the equity question be decided ? (by: lifenoteasy) 4 290
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Voluntary WorkVoluntary Work (by: lesley) 3 139
Frugal FriendsFrugal Friends (by: lesley) 29 1618
BlogsBlogs (by: podmoo) 4 239
Money saving codesMoney saving codes (by: lesley) 4 303
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: plasticdaft) 219 23512
What to do on a wet weekendWhat to do on a wet weekend (by: luluj) 3 429
Creditfix unexpected chargesCreditfix unexpected charges (by: plasticdaft) 12 1101
I must be getting closeI must be getting close (by: MerlinL14) 5 574
Jolly Hollyday .....Jolly Hollyday ..... (by: lesley) 7 623
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 560
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: lesley) 900 128855
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 125525
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 105921
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 89693
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 71143
IVA Process StartedIVA Process Started (by: Pennyless) 652 69508
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 62612
Help!Help! (by: MelanieGiles) 7 56170
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 54915
out of debt at lastout of debt at last (by: JSeal) 27 54525

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.