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Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
T&C arrived in post todayT&C arrived in post today (by: MrsR) 12 243
CREDITFIX ????CREDITFIX ???? (by: recovering) 17 720
Upcoming change in bank account rulesUpcoming change in bank account rules (by: kazzafunk) 2 150
Creditfix state that there may be up to anothers years payment. Pleased to hear views on this.Creditfix state that there may be up to anothers years payment. Pleased to hear views on this. (by: kazzafunk) 4 86
Definitions ...Credifix again sorryDefinitions ...Credifix again sorry (by: leaKybrain) 19 299
CreditfixCreditfix (by: hubert) 5 171
Hubby has new job with irregular overtimeHubby has new job with irregular overtime (by: seagulls) 7 260
I am about to lose my job. Would this Full and Final offer be considered ?I am about to lose my job. Would this Full and Final offer be considered ? (by: Foggy) 3 51
equity releassequity releass (by: dancer) 4 121
Insolvency RegisterInsolvency Register (by: seagulls) 7 253
Could a debt be written off after entering into an IVA .Could a debt be written off after entering into an IVA . (by: Foggy) 2 147
Hi, what is a reasonable F&F settlement percentage ?Hi, what is a reasonable F&F settlement percentage ? (by: Foggy) 2 42
AffordabilityAffordability (by: Foggy) 3 189
Do my winnings have to be declared ?Do my winnings have to be declared ? (by: Radish) 9 344
DFD dragging their feetDFD dragging their feet (by: Broke n down) 10 1416
Please advise on the best way to check my credit filePlease advise on the best way to check my credit file (by: lesley) 6 185
YESSSSYESSSS (by: welshwiz) 12 322
Death and IVADeath and IVA (by: Andy Davie) 2 269
I am losing my overtime, is it possible to get a new income and expenses form ?I am losing my overtime, is it possible to get a new income and expenses form ? (by: Michael Peoples) 7 310
Has anyone any experience with an ejo?Has anyone any experience with an ejo? (by: lesley) 10 332
Removing default after receiving completion certificate ?Removing default after receiving completion certificate ? (by: villapb) 5 213
Closing IVA early ?Closing IVA early ? (by: Foggy) 2 204
GT letter re: PPI Statutory InterestGT letter re: PPI Statutory Interest (by: marksam1) 11 360
Hypothetical question re inheritanceHypothetical question re inheritance (by: Foggy) 3 199
Will it make any difference now that I have changed from being self employed to employed ?Will it make any difference now that I have changed from being self employed to employed ? (by: Michael Peoples) 5 156
CAB say check line is a scam.CAB say check line is a scam. (by: Michael Peoples) 4 309
variation updatevariation update (by: luluj) 7 410
IVA APPROVED!IVA APPROVED! (by: cjgirl) 12 2956
credit score issue?credit score issue? (by: bobbydavro) 8 754
Hi All Hoping someone can offer advice as I am confused about PPI and starting eBay business.Hi All Hoping someone can offer advice as I am confused about PPI and starting eBay business. (by: cjgirl) 8 1247
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Completion CertificateCompletion Certificate (by: Cleo76) 15 481
CreditfixCreditfix (by: lesley) 3 155
Last Payment.Last Payment. (by: lesley) 12 299
AvatarsAvatars (by: Garcks) 3 159
New card with previous creditor?New card with previous creditor? (by: skint til payday) 6 977
PPI  PJGPPI PJG (by: lesley) 4 226
Fair or not?Fair or not? (by: Peejayel) 7 476
RentingRenting (by: luluj) 5 670
freeman jones online valuationfreeman jones online valuation (by: Foggy) 6 353
last christmaslast christmas (by: relieved33) 9 468
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 112736
Blog of the week winnerBlog of the week winner (by: relieved33) 886 114615
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 57615
IVA Process StartedIVA Process Started (by: Pennyless) 652 64343
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 29013
PJGPJG (by: ivamess) 424 29952
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 31611
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 34044
Love, strength and supportLove, strength and support (by: MrsKnight) 279 20374
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 14776

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
BankruptcyHelp Hot Topics - BankruptcyHelp Most Viewed
Website Features
About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions affect credit ratings which record all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.