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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Creditors Who Refuse IVA?Creditors Who Refuse IVA? (by: Foggy) 18 1424
Lump sum paymentsLump sum payments (by: lifenoteasy) 13 180
I am very unnerved by demands from debt collectors after IVA finished January 2013I am very unnerved by demands from debt collectors after IVA finished January 2013 (by: Michelle.23) 45 2836
Can I lease a car and how would it affect my IVA ?Can I lease a car and how would it affect my IVA ? (by: lifenoteasy) 5 110
Holiday bonus payHoliday bonus pay (by: Foggy) 18 622
I need to get my house valuedI need to get my house valued (by: Foggy) 3 92
Have been told that Creditfix have no record of us as clients although they are taking payments.Have been told that Creditfix have no record of us as clients although they are taking payments. (by: Foggy) 5 131
Its finally over!Its finally over! (by: mummyx2) 8 198
Variation MeetingVariation Meeting (by: luluj) 2 69
We did itWe did it (by: MrsR) 17 274
Last payment madeLast payment made (by: Lou74) 12 682
Thinking of complaining about entry on credit file but not sure Im right.  Help please.Thinking of complaining about entry on credit file but not sure Im right. Help please. (by: newbie77) 4 334
Can I get a shared ownership mortgage after my IVA has dropped off my file ?Can I get a shared ownership mortgage after my IVA has dropped off my file ? (by: Robd0782) 21 1174
Getting very concerned about equity releaseGetting very concerned about equity release (by: Goosed) 3 156
My IVA failed after 3 years due to illness and being homeless. What do I do now ?My IVA failed after 3 years due to illness and being homeless. What do I do now ? (by: Foggy) 2 127
Husband awarded back paid PIP and additional housing benefit. Do I need to inform IVA ?Husband awarded back paid PIP and additional housing benefit. Do I need to inform IVA ? (by: Michael Peoples) 2 147
My IVA with Knightsbridge has just failed. What are my options, other than just disappearing ?My IVA with Knightsbridge has just failed. What are my options, other than just disappearing ? (by: Michael Peoples) 3 147
Want to change day of payments.Want to change day of payments. (by: Foggy) 3 120
Lending company have an IVA question. What is the correct answer ?Lending company have an IVA question. What is the correct answer ? (by: Foggy) 2 128
PJGPJG (by: abbiesmum2003) 9 467
Renting nowRenting now (by: Foggy) 4 153
Does being in an IVA have a negative effect on my credit ?Does being in an IVA have a negative effect on my credit ? (by: nonewdebt) 7 593
2 years postIVA2 years postIVA (by: nonewdebt) 6 557
A good news storyA good news story (by: Foggy) 22 1106
Have I Been Mis advisedHave I Been Mis advised (by: Michael Peoples) 9 299
I need a bank account to pay my first IVA instalment on March 9th. Have I left it too late ?I need a bank account to pay my first IVA instalment on March 9th. Have I left it too late ? (by: hubert) 9 305
Last payment march 2014. Just been told we have to pay another year.  How is this fair ?Last payment march 2014. Just been told we have to pay another year. How is this fair ? (by: Foggy) 3 229
Have we breached our IVA terms and conditions ?Have we breached our IVA terms and conditions ? (by: hubert) 9 757
Do the creditors have access to savings accounts ?Do the creditors have access to savings accounts ? (by: hubert) 5 422
advice needed plsadvice needed pls (by: hubert) 11 352
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Saying hello...Saying hello... (by: Slowlygoingunder) 22 390
LLoyds After Iva Warning!LLoyds After Iva Warning! (by: Struzzo39) 7 177
alleged payment arrearsalleged payment arrears (by: Struzzo39) 5 137
hellohello (by: seagulls) 7 272
Likes ?Likes ? (by: seagulls) 9 167
Rising DampRising Damp (by: grimswold) 14 502
Did 5 years financial education workDid 5 years financial education work (by: relieved33) 11 292
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: country girl) 214 19156
First Year DoneFirst Year Done (by: nevillebunny) 7 224
Grimswold  can you email me please?Grimswold can you email me please? (by: luluj) 1 229
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: relieved33) 886 118038
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 116482
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 104042
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 67312
IVA Process StartedIVA Process Started (by: Pennyless) 652 66930
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 58375
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 53621
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 49440
Mortgage in PrincipalMortgage in Principal (by: Irishrams) 116 49380
Help!Help! (by: MelanieGiles) 7 49006

See Top 250 Posts
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Website Features
About us at IVA.co.uk

IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
Company Registration: 03834474
FCA Interim Permission Number: 629438
Data protection registration: Z3515403
Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 19th September 2012  on TrustPilot.co.uk, rated 5 stars.


Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.