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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
Hi, Please could you offer some mortgage advice.Hi, Please could you offer some mortgage advice. (by: Ryan) 6 259
BankruptBankrupt (by: Jacqui.w) 7 121
Got the certificateGot the certificate (by: kallis3) 6 93
Some help anyone pleaseSome help anyone please (by: Michael Peoples) 16 294
If I cannot stay on interest only mortgage I cannot continue.  Devastating after 5 yearsIf I cannot stay on interest only mortgage I cannot continue. Devastating after 5 years (by: Lisa Thomas) 22 459
Hi, Can I claim PPI refunds from companies that were involved in my IVA ?Hi, Can I claim PPI refunds from companies that were involved in my IVA ? (by: Lisa Thomas) 5 149
DefaultsDefaults (by: Lisa Thomas) 12 1737
I have spoken to credit fix who have advised me to take out an IVA.I have spoken to credit fix who have advised me to take out an IVA. (by: Michael Peoples) 4 133
Hi,Our IVA is on the verge of failing, Can I go bankrupt and keep my house ?Hi,Our IVA is on the verge of failing, Can I go bankrupt and keep my house ? (by: Lisa Thomas) 4 151
How difficult will it be to get a mortgage after an IVA has been paid off ?How difficult will it be to get a mortgage after an IVA has been paid off ? (by: Lisa Thomas) 3 119
Last payslipsLast payslips (by: Lisa Thomas) 7 191
So you think you need an IVA?So you think you need an IVA? (by: Lisa Thomas) 3 149
Hi  has anyone avoided remortgaging in the last 6 months of their IVA ?Hi has anyone avoided remortgaging in the last 6 months of their IVA ? (by: Lisa Thomas) 3 216
I was just wondering how the IVA works ?I was just wondering how the IVA works ? (by: Lisa Thomas) 9 360
Mortgage questionsMortgage questions (by: Michael Peoples) 3 152
Looking for a refusal letter about remortgaging for my IPLooking for a refusal letter about remortgaging for my IP (by: Lisa Thomas) 6 353
I really dont want employer to find out about my completed IVA but I dont want to lie.I really dont want employer to find out about my completed IVA but I dont want to lie. (by: paulaj8824) 21 452
Using your name on the boardUsing your name on the board (by: lesley) 3 267
Where Did That Six Years Go ?Where Did That Six Years Go ? (by: OldAndBusted) 15 837
Creditfix: IVA Early Exit LoanCreditfix: IVA Early Exit Loan (by: kallis3) 24 1636
Do all mortgage providers say an IVA has to be registered for 6 years ?Do all mortgage providers say an IVA has to be registered for 6 years ? (by: kallis3) 2 194
Hello,I was after some advice please. My Credit score keeps going down not upHello,I was after some advice please. My Credit score keeps going down not up (by: Lisa Thomas) 7 295
Would I have to enter my car into the IVA as I need it for workWould I have to enter my car into the IVA as I need it for work (by: kallis3) 5 274
Why would we be asked for another valuation and redemption statement ?Why would we be asked for another valuation and redemption statement ? (by: Lisa Thomas) 11 1770
THE GREAT IVA SWINDLETHE GREAT IVA SWINDLE (by: Lisa Thomas) 3 522
I fear telling my new employer of my DMP.  Can anyone shed some light ?I fear telling my new employer of my DMP. Can anyone shed some light ? (by: Lisa Thomas) 6 345
My IVA should have finished last year but my IVA was moved to another company.My IVA should have finished last year but my IVA was moved to another company. (by: Lisa Thomas) 4 314
Can I get a mortgage with just 4 months left of the IVA ?Can I get a mortgage with just 4 months left of the IVA ? (by: Ryan) 5 396
I am 60 this year and estimated time to complete is 12 years.  I dont know what to do.I am 60 this year and estimated time to complete is 12 years. I dont know what to do. (by: lifenoteasy) 12 2140
Thank you all for reply to my query.  Much appreciated.Thank you all for reply to my query. Much appreciated. (by: luluj) 3 299
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Hassle free ways to save moneyHassle free ways to save money (by: nevillebunny) 3 104
Im strugglingIm struggling (by: lesley) 7 469
Received certificateReceived certificate (by: lesley) 5 149
Valuation ProcessValuation Process (by: kallis3) 5 178
60th Payment60th Payment (by: recovering) 11 494
Cars, who would have themCars, who would have them (by: watzki) 6 449
They think its all over...... it is now.....They think its all over...... it is now..... (by: kallis3) 7 521
Creditfix and ppiCreditfix and ppi (by: Lisa Thomas) 20 1297
New car, hooray.New car, hooray. (by: Lisa Thomas) 5 392
Going quietGoing quiet (by: luluj) 5 435
>
Top 10 News topics from the IVA Forum
See the last 250 posts for News topics
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 153726
Blog of the week winnerBlog of the week winner (by: lesley) 900 140299
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 66249
IVA Process StartedIVA Process Started (by: Pennyless) 652 74283
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 34701
PJGPJG (by: ivamess) 424 47928
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 37168
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 37731
Love, strength and supportLove, strength and support (by: MrsKnight) 279 23107
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 19446

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.

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