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About us at IVA.co.uk
IVA.co.uk won the Debt Counsellor of the year 2012 through site manager Andy Davie.
IVA.co.uk the iva community forum helping people in IVAs.
If you need help then please contact us.
IVA.co.uk is the UK's biggest online IVA community for information and advice about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.
IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert advice and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.
The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.
Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.
'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.
IVA.co.uk also hosts a free helpline, providing advice on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.
IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.
If you use the IVA Calculator we will pass your details on to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.
Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions affect credit ratings which record all financial activity for 6 years.
The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.