IVA Home

Vincent Bond View all sponsors
IVA CALCULATORIVA CALCULATOR - Do I qualify?
Debt Wizard
  • -How much written off?
  • -Find out monthly repayment
  • -Instant Results
  • £
  • £
  • £
  • Yes No
IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
QuestionQuestion (by: Foggy) 2 28
Why do IVAs ask for equity release in year 4 ?Why do IVAs ask for equity release in year 4 ? (by: GL) 102 6438
Regarding getting a mortgage once the IVA has been completedRegarding getting a mortgage once the IVA has been completed (by: Foggy) 4 78
Can I cancel my outstanding debt ?Can I cancel my outstanding debt ? (by: Foggy) 4 96
How intrusive would an IVA application be into my personal finances ?How intrusive would an IVA application be into my personal finances ? (by: longslog101) 5 98
Any ideas please on the best way forward for us ?Any ideas please on the best way forward for us ? (by: longslog101) 34 2336
COMPLETECOMPLETE (by: MerlinL14) 11 191
StressedStressed (by: longslog101) 17 288
Why can I never get through to Freeman Jones even after 20 minutes wait ?Why can I never get through to Freeman Jones even after 20 minutes wait ? (by: lesley) 6 469
Reasonable full and final offerReasonable full and final offer (by: lesley) 8 287
I have been sent a notice on breach. Please advise what I should do.I have been sent a notice on breach. Please advise what I should do. (by: kallis3) 15 611
Is there any way I can get help paying for my bankruptcy ?Is there any way I can get help paying for my bankruptcy ? (by: Lisa Thomas) 12 493
If I up my IVA payments will my end date be brought forward ?If I up my IVA payments will my end date be brought forward ? (by: lifenoteasy) 17 567
Some company has offered to liquidate debts by 75%.Some company has offered to liquidate debts by 75%. (by: plasticdaft) 11 345
Am on an IVA and desperately need a business account.Am on an IVA and desperately need a business account. (by: lifenoteasy) 5 326
How will I be affected if my partner moves in who has an IVA ?How will I be affected if my partner moves in who has an IVA ? (by: lifenoteasy) 4 266
f and ff and f (by: kallis3) 4 410
Full and finalFull and final (by: KAYKAY) 21 710
Been in IVA for 3 + years but still get offers of an IVA. Now get letter saying IVA co. is changing.Been in IVA for 3 + years but still get offers of an IVA. Now get letter saying IVA co. is changing. (by: Andy Davie) 6 359
extension Confusionextension Confusion (by: lifenoteasy) 9 655
Can I complain ? I think I have paid far too much for the original debt.Can I complain ? I think I have paid far too much for the original debt. (by: lifenoteasy) 25 1018
Full & Final AdviceFull & Final Advice (by: luluj) 17 1724
What am I supposed to do with all the communications from my creditors ?What am I supposed to do with all the communications from my creditors ? (by: kallis3) 3 390
Completion and Thanks to GTCompletion and Thanks to GT (by: MerlinL14) 10 1636
How much should the offer be for a full and final please ?How much should the offer be for a full and final please ? (by: Andy Davie) 4 525
Recommendations please for a trustworthy equity release companyRecommendations please for a trustworthy equity release company (by: Michael Peoples) 8 412
Can I still remortgage my property when its comes to renewal on my current fixed rate ?Can I still remortgage my property when its comes to renewal on my current fixed rate ? (by: Michael Peoples) 3 376
Possible 2nd IVA or Bankruptcy ?Possible 2nd IVA or Bankruptcy ? (by: Lisa Thomas) 6 485
How should I handle notice of breach ?How should I handle notice of breach ? (by: Lisa Thomas) 5 468
Do we have to inform IVA of wifes disability payment rebate and hand it over ?Do we have to inform IVA of wifes disability payment rebate and hand it over ? (by: Lisa Thomas) 5 496
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: footiemad) 222 24586
Noodle credit reportNoodle credit report (by: welshwiz) 4 227
forum questionforum question (by: kallis3) 7 214
Help requiredHelp required (by: lesley) 11 326
Important:  Forum Blog pagesImportant: Forum Blog pages (by: kallis3) 7 275
I have my CC in my hands.I have my CC in my hands. (by: Peejayel) 7 260
Does anyone have the number for a band?Does anyone have the number for a band? (by: luluj) 5 236
Voluntary WorkVoluntary Work (by: lesley) 3 292
Frugal FriendsFrugal Friends (by: lesley) 29 1894
BlogsBlogs (by: podmoo) 4 393
Top 10 topics with most replies from the IVA Forum
See the last 250 posts of topics with most replies
TitlePostsViews
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 126920
Blog of the week winnerBlog of the week winner (by: lesley) 900 129698
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 62961
IVA Process StartedIVA Process Started (by: Pennyless) 652 69770
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 578 31583
PJGPJG (by: ivamess) 424 39842
201213 Footy predictions.201213 Footy predictions. (by: lesley) 409 34460
Almost there with plucking up the courageAlmost there with plucking up the courage (by: jtmorris) 285 35416
Love, strength and supportLove, strength and support (by: MrsKnight) 279 21466
After completing our IVA we have been told that we have to take out a loanAfter completing our IVA we have been told that we have to take out a loan (by: MelanieGiles) 264 16824

See Top 250 Posts
All - Social Chat - Debt Questions - Most replies - Most views - IVA News
BankruptcyHelp Hot Topics - BankruptcyHelp Most Viewed
Website Features
About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
Company Registration: 03834474
FCA Interim Permission Number: 629438
Data protection registration: Z3515403
Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.

Resources
Jobs Available

- Head of social media
- Flexible hours
- Work from home

More info...

Social Media
Clear my debt

- Talk to an advisor
- Discuss your options
- Make an informed choice

  • Name
  • Email
  • Tel
  • Total Debt
  • What's the sum of 2 + 10 ?
    (spam protection)
Chat Now
Live Help
IVA.co.uk Newsletter
Reviews for IVA.co.uk

IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.