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IVA Forum with over 20,000 IVA Forum members
Top 30 Debt Questions from the IVA Forum
See the last 30 posts for Debt Questions
TitlePostsViews
F&F 3rd party knows Nothing of our IVA.F&F 3rd party knows Nothing of our IVA. (by: Lisa Thomas) 4 199
Hi, gone through divorce, incurred lots of debtHi, gone through divorce, incurred lots of debt (by: Lisa Thomas) 2 19
F&F meeting wednesday glad read past postsF&F meeting wednesday glad read past posts (by: Lisa Thomas) 18 1117
Im at a loss as what to do.  I have earned more but IVA company apparently keep losing I&E formsIm at a loss as what to do. I have earned more but IVA company apparently keep losing I&E forms (by: Lisa Thomas) 4 96
Credit file query.Credit file query. (by: Lisa Thomas) 6 280
Can I sell the tools of my present job to invest in a car for a new career as a taxi driver ?Can I sell the tools of my present job to invest in a car for a new career as a taxi driver ? (by: Lisa Thomas) 4 230
F & F accepted :)F & F accepted :) (by: Andy Davie) 10 443
Completion CertCompletion Cert (by: Andy Davie) 4 93
So nervous F&FSo nervous F&F (by: Michael Peoples) 5 353
Do you feel that this final payment will be accepted ?Do you feel that this final payment will be accepted ? (by: Lisa Thomas) 11 439
Thank you to PLJ and Creditfix.  My dad is finally free.Thank you to PLJ and Creditfix. My dad is finally free. (by: luluj) 2 193
Completed!Completed! (by: luluj) 2 155
Now discover after my IVA with PayPlan is over that shared bank account was not fully covered.Now discover after my IVA with PayPlan is over that shared bank account was not fully covered. (by: TonyF) 34 1521
F&F meeting today...yikes!F&F meeting today...yikes! (by: luluj) 20 434
Is there anyway of getting a better mortgage deal when our IVA finishes in October ?Is there anyway of getting a better mortgage deal when our IVA finishes in October ? (by: Ryan) 4 178
FumingFuming (by: luluj) 7 255
Creditfix ClientsCreditfix Clients (by: UnionCityGirl) 47 2881
Credit Fix 1st ReviewCredit Fix 1st Review (by: UnionCityGirl) 7 1010
We are keen to know what options may be available for a mortgage.We are keen to know what options may be available for a mortgage. (by: Ryan) 5 384
If I am successful in getting a remortgage, I am worried that it will be for a longer term.If I am successful in getting a remortgage, I am worried that it will be for a longer term. (by: Michael Peoples) 3 190
In need of a car but struggling to find a company that will accept me.In need of a car but struggling to find a company that will accept me. (by: ST1100) 6 377
So Angry GT & Slater HowardSo Angry GT & Slater Howard (by: lifenoteasy) 7 317
Is it possible to move from one IVA company to another ?Is it possible to move from one IVA company to another ? (by: Lisa Thomas) 3 316
Grant Thornton PPI email addressGrant Thornton PPI email address (by: bombshell) 2 224
Is there anything I can do to remove defaults ? IVA taken out 2009, settled 2 years early.Is there anything I can do to remove defaults ? IVA taken out 2009, settled 2 years early. (by: Shaun Vickery) 3 370
Does the extra we are paying into our IVA make out plan shorter ?Does the extra we are paying into our IVA make out plan shorter ? (by: Andy Davie) 8 419
My parents are offering to pay the last 2 years of my IVA in one payment.My parents are offering to pay the last 2 years of my IVA in one payment. (by: Lisa Thomas) 4 336
Can I complain ? I believe extension is due to office being understaffed.Can I complain ? I believe extension is due to office being understaffed. (by: lifenoteasy) 16 1040
Would my token monthly payment to creditors count towards the IVA period ?Would my token monthly payment to creditors count towards the IVA period ? (by: Lisa Thomas) 6 354
Can I argue that i need not have gone into IVA if PPI claims had gone through beforehand ?Can I argue that i need not have gone into IVA if PPI claims had gone through beforehand ? (by: lifenoteasy) 4 321
Top 10 Social topics from the IVA Forum
See the last 250 posts for Social topics
TitlePostsViews
Jolly Hollyday .....Jolly Hollyday ..... (by: luluj) 5 140
PayPal have been caught outPayPal have been caught out (by: Rickne) 1 158
Footys back........Hooraaaay!!Footys back........Hooraaaay!! (by: footiemad) 216 21401
LAST IVA PAYMENT NEXT MONTHLAST IVA PAYMENT NEXT MONTH (by: bombshell) 16 464
Variation meeting monthly payment too highVariation meeting monthly payment too high (by: Lisa Thomas) 9 617
Salary increase in IVASalary increase in IVA (by: Foggy) 5 225
Frugal FriendsFrugal Friends (by: lesley) 16 590
Annual ReportAnnual Report (by: Lisa Thomas) 11 474
Did 5 years financial education workDid 5 years financial education work (by: welshwiz) 18 1050
IllnessIllness (by: Lisa Thomas) 8 342
Top 10 Most viewed topics from the IVA Forum
See the last 250 posts for Most viewed topics
TitlePostsViews
Blog of the week winnerBlog of the week winner (by: lesley) 900 126397
Spring time thinnies :)Spring time thinnies :) (by: kallis3) 1064 122493
entered or going into IVA since feb 08?entered or going into IVA since feb 08? (by: Truly) 24 105293
GRANT THORNTONGRANT THORNTON (by: kallis3) 42 72825
IVA Process StartedIVA Process Started (by: Pennyless) 652 68718
Diet & Fitness 2012Diet & Fitness 2012 (by: lesley) 880 61677
IVA Advice bureauIVA Advice bureau (by: ivas4us) 48 54579
NCO Europe Ltd trading as RMANCO Europe Ltd trading as RMA (by: Bradley) 29 54367
Help!Help! (by: MelanieGiles) 7 53465
Mortgage in PrincipalMortgage in Principal (by: Irishrams) 116 50732

See Top 250 Posts
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About us at IVA.co.uk

IVA.co.uk the iva community forum helping people in IVAs.

If you need help then please contact us.

IVA.co.uk is the UK's biggest online IVA community for information about Individual Voluntary Arrangements (IVAs). It is a leading authority on debt and finance in the UK.

IVA.co.uk was formed to help improve understanding of debt and debt solutions in Britain by providing expert information and a live forum alongside a regular roundup of the latest news, statistics, and research from the world of debt solutions.

The 'IVA Forum' (iva.co.uk/forum) was launched to enable the community to discuss IVA issues. The IVA forum now has 20,000 members and over 500,000 posts.

Online TV channel 'IVA TV' (www.iva.co.uk/tv/) was launched in to report on issues surrounding IVAs and debt. IVA TV combines interviews, news reports and video guides with programs devised and created by members of the IVA.co.uk community.

'IVA Community Blogs' (blogs.iva.co.uk) was launched to provide free blogging space for anyone from the IVA community. IVA bloggers include: people undergoing an IVA; IVA Forum posters; and experts who use the space to comment on news and give personal views on IVA issues.

IVA.co.uk also hosts a free helpline, providing information on all debt solutions (0800 197 4838). The IVA helpline advisers are provided by sponsors.

IVA.co.uk is maintained by, Community121 (www.community121.com), builders of niche community websites.

IVA.co.uk is owned by Net121 Limited:
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Net121 Ltd is Authorised and regulated by the Financial Conduct Authority.
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IVA with iva.co.uk

What a great site this is! Whatever your problem or question, there is someone there to offer you advise. The professionals on the site will give their time and expertise to all the members without expecting anything in return. Always on hand to offer words of encouragement to anyone who is in, or thinking about entering an IVA.
An absolute godsend for those with debt problems who don't know where to turn. Run by real people, for real people!!

dipsy007 - 2012-09-19  on TrustPilot.co.uk, rated 5 stars.


Important Information:
Iva.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. They will then be able to help you set up a debt solution which is right for you.

Iva.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years.

The debt solutions offered by our partners depend on your criteria and circumstances; including how much you owe and how many creditors you owe money to. You need to speak to a debt advisor to obtain a full assessment.