IVA Forum - Top 50 topics with most replies Go to IVA forum

Blog of the week winner

Well done flow! Enjoy spending the vouchers!
by kallis3

Diet & Fitness 2012

Good luck Julie - I know you can do it!!
by kallis3

Footy predictions.

I Hope you're wrong Andy x
by footiemad

Serious illness

Hi,it sounds like you have done fantastically well to keep up your IVA for so long. You and your...
by mole

IVA Process Started

Great news - and time well spent today will help us tremendously in the long run.
by MelanieGiles

Hi I clearly need an iva but am petrified taking the step

I opened an account over phone ( coop cashminder) Very straight forward. Havent quite started iva...
by Wherediditgo

Advice for Ox

Thanks Hyperdrive I hope I can give you all good news soon
by Ox1987

PJG

Hi Mel contacted me yesterday to tell me that she, and her fellow IP Sue Clay, have transferred...
by Adam Davies

2012/13 Footy predictions.

[:)][:)]Woohoo! Nice to have Andy & the predictions back. So excited to have the season here at long...
by Julie

Weight Loss Forum, All Welcome!

Anyone who is trying to lose (or gain!) weight is welcome to post here in the help that we might be...
by Skippy

THRIFTY FRIENDS (PART 3)

Dear Mr Mond, I shall be interested to attend. hara.
by hara

Frugal Friends Xmas party confirmed

Great news and the venue and room rate is fabulous, I'll join in with the three cheers for...
by Shining

Almost there with plucking up the courage

Hi again Mike. The best thing to do would be to talk to someone. Ring a couple of companys as said i...
by aguise

Love, strength and support

Lots of love to Lyns, family and baby bump......stay strong and stay positive....nearly there honey...
by Lisa2009

After completing our IVA we have been told that we have to take out a loan

Is this as equity release Annie?
by puppy

Hello Laura (DFD). Please could you look into info I sent about my husband' s death.

Sorry to hear about your loss - you could do without all this hassle now! Bumping this back up so...
by kallis3

Marie!

I hope you are okay. i haven't benn online for a few days - sorry for deserting you [:(] I have...
by Moneystinks

Weight loss club 2013

I'm in.
by Pandy

Footy's back........Hooraaaay!!

Hi Andy So glad you are continuing with your predictions. I agree hope all our teams do well. My...
by country girl

I fear our children will be taken from us. Life does not seem worth it anymore.

Hi Mark, 3 kids here, mortgage, 60k debt and went into the IVA. my youngest was born during this...
by cunningstunt

Lloyds withdraw banking support for IVA customers

These banks never cease to amaze !! They are hardly whiter than white on financial matters...
by Foggy

IVA can't conclude because of legal dispute over VAT ?

There has recently been a case where it was ruled that VAT is not chargeable in IVA's and the sums...
by Foggy

Hi,Have found this forum by googling

Hi Fugazi and welcome. Firstly, who is the company you are with, and have you spoken to them about...
by kallis3

Full and final Settlement meeting adjourned

Hi Rich, If the F&F is rejected then can you carry on with your payments? Seems a bit harsh to...
by kallis3

Iva listings appearing on Google

Oh my god ! I've just read your post and seen the same below my name too under bankruptcy checks -...
by MrsR

What is your field of expertise ?

NAILS....I am a Nail Technician...NO acrylic doesnt ruin your nails...bad nail techs and naughty...
by bagpuss

PayPlan

Hi and welcome to the forum. I have been with Payplan for almost four years and have not had a lot...
by kallis3

Good Morning Everyone

Hi, Today is Friday which means the weekend is here. So this weekend I am not going to think about...
by coco

My creditors meeting is on Monday 7th September

Hi there danny4 and a very warm welcome to the forum, good luck for the 7th. Some of our posters...
by Shining

VERY URGENT. ATTENTION DFD

I think that you should use their internal complaints policy first, and then if this is not...
by MelanieGiles

Next Frugal Friends Meeting - Bradford, 12th July

Hi Melanie.. Leeds would be good for me and hubby as he is off that weekend 12th July.. count us...
by angela18

officially redundant

I hope you find another job Julie, you're a skilled lady in your field and hopefully there will be...
by Shining

T&C Mass Variation CF

ooh naughty! Not sure about this but keeping it bumped up for others to comment on.
by Shining

New to IVA and forum

Hello all, Nice to meet you all I’m new today to this forum. I have been reading for days now...
by kitty14

Stopped smoking

Massive saving Tina and that jar building up should keep you going for a while. I hope you contine...
by Shining

There doesnt seem to be any guidance about a Full & Final settlement by Freeman Jones.

Hi Charles and welcome to the forum I would say that an increased offer of £5,000 ought to be more...
by MelanieGiles

New Year Resolution, start that diet (again !!)

Perhaps we should start the IVA Weight Watchers group again! I weighed myself and I've put on 5lb -...
by Skippy

FF Do 7/7

Just bumping this one back up - if anyone who said they were coming now cannot make it, can you let...
by Niobe

Can Payplan please comment on this? (Title change)

Maybe he has no choice brokebryn. What do the terms of your original IVA say with regard to failure...
by MelanieGiles

IVA company refusing to issue termination certificate unless I take out PPI claim. Is this legal ?

Hi and welcome. I don't see that they can refuse to issue this as your IVA has obviously failed. ...
by Niobe

What do banks do once they get an iva request

Do banks check what you have done with there loan money once they get your iva proposal ? when is it...
by Lahoretiger

IVA approved! thanks to everyone who posted

Hi. This is my first post to IVA.co.uk. I contacted Payplan about my debt problem after hearing...
by Sensible77

Why do IVA's ask for equity release in year 4 ?

Hi Gl and welcome to the forum These days this is far more common to be looked at within the final...
by MelanieGiles

Nintendo Wii

Hi Skippy we've had a wii for a couple of years now and got the wii fit... We've got two...
by Shining

told that I should take my daughter out of college

Hi timewell and welcome to the forum Your IP is being quite harsh, as personally I would be very...
by MelanieGiles

Shock horror is there anything we can do ?

Hello, and welcome. I am surprised your IP could agree such a reduction without a vaariation meeting...
by Foggy

Baby news :) & Sad news :(

Congratulations on the news Lyns. Sorry to hear about your mum, I hope she recovers.
by kallis3

School Dinners

an IVA must be based on the figures you actually spend my 6 year old son's school dinners are £10 a...
by sparklywatcher

Freeman Jones complaint resolved

Dear Mrkpierce1, Thank you for your post. Firstly I'd like to apologise that this has turned into...
by Steven Hewitt

New Job!!!!

Fantastic news Julie - I am so pleased for you! You obviously did ok at the interview then![:D] Is...
by kallis3